Posts by Brian Wickert
Paying Off Debts to Qualify for a Mortgage
You’re looking to buy a home, and it’s time to start looking at your finances to figure out what you have going on. You have some outstanding credit card debt, a car payment, and student loans. Do you need to pay off those debts in order to qualify for a mortgage? Well, not necessarily, but…
Read MoreWhat You Need to Know About Reverse Mortgages
Most of us have seen the commercials or seen ads in print or online that promote reverse mortgages as a great way to keep you comfortable and secure when you come into retirement age. While these advertisements make reverse mortgages seem like an easy, risk-free safeguard, it’s what they don’t tell you that can potentially…
Read MoreThe Accunet Mortgage Show (12/11/16 Episode)
Well, it’s nearly here. The Fed is finally meeting this week, on December 14, and will announce its highly anticipated decision on whether or not it will be raising rates. If you’re hoping for the answer to be no, don’t hold your breath. Right now the odds are sitting at about 97% for an increase…
Read MoreThe Accunet Mortgage Show (11/20/16 Episode)
We’ve got a new president-elect, and interest rates have jumped nearly a half percent since November 9. What does this mean for home buyers and those looking to refinance on their current mortgage? Accunet president Brian Wickert and millennial loan consultant David Wickert discuss this and more on this week’s Accunet Mortgage and Realty Show.
Read MoreShould I Pay Off My Mortgage Before Retirement?
As many Americans are either approaching retirement age or beginning to plan for their eventual retirement, there are is one main factor that controls most of the questions they may have – money. While the questions are numerous, one that we at Accunet hear all the time is whether folks should pay off their mortgage…
Read MoreThe Accunet Mortgage Show (11/6/16 Episode)
Countdown to closing: what are step-by-step procedures in closing on a new house and how an errant amendment surrounding the home inspection can stall the home buying process. Accunet president Brian Wickert and millennial loan consultant David Wickert discuss this and more on this week’s Accunet Mortgage & Realty Show.
Read MoreDoes My Mortgage Loan Have a Pre-Payment Penalty?
Will you be penalized for paying off your mortgage early? Accunet President Brian Wickert explains how pre-payment penalties can be avoided with Accunet Mortgage. Transcript:A question we’re often asked is whether or not your mortgage loan, that you get from Accunet, has a pre-payment penalty either for paying off the loan in full or partially…
Read MoreHow Long Is My Pre Approval Good For?
<br><em>Transcript:</em><br>The good-through date on your pre-approval letter is determined, first of all, by your credit report date. Technically, it’s good for 120 days, but we never really want to run it that close to the edge. So, when we produce a pre-approval letter, we will typically put the expiration date about 100-110 days from the…
Read MoreThe Accunet Mortgage Show (10/30/16 Episode)
What do you do if you get an appraisal waiver, and what does the future of appraisal waivers looking like once Fannie Mae implements its next addition of automated underwriting in December? Accunet president Brian Wickert and millennial loan consultant David Wickert discuss this and more on this week’s Accunet Mortgage & Realty Show.
Read MoreThe Accunet Mortgage Show (10/23/16) Episode
What’s the best offer you can make when you’re buying a house? It must be cash, right? Accunet president Brian Wickert and millennial loan consultant David Wickert discuss how cash may not always be king on this week’s Accunet Mortgage & Realty Show.
Read More