Check Rates

Here you can find today's featured home mortgage rates for the state of Wisconsin and Illinois.

Accunet is also licensed to serve clients in Minnesota and Florida.

Today's Mortgage Rates

Mortgage Loan Type Rate APR%
30 Year Fixed6.500%6.700%
20 Year Fixed6.500%6.747%
15 Year Fixed6.000%6.345%
10 Year Fixed6.375%6.810%
VA 30 Yr Fixed6.000%6.423%
FHA 30yr Fixed6.125%7.022%
7/6mos ARM6.625%7.658%
10/6mos ARM6.750%7.493%

Today's Jumbo Mortgage Rates

Mortgage Loan Type Rate APR%
30 Year Fixed Jumbo6.875%6.930%
7/6mos ARM Jumbo6.750%7.562%
15 Year Fixed Jumbo6.250%6.337%

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  • Annual Percentage Rate (APR) and rate quotes shown on this page and quoted in Accunet’s radio advertisements as “all the right stuff” or “all the positive attributes” assume a $200,000 loan amount for an owner-occupied purchase transaction or rate and term refinance (no cash out or payoff of second mortgage) where the borrowers’ qualifying FICO credit score is 780 or higher, minimum of 25% equity with no second mortgage or home equity line of credit, single-family detached or condominium, and escrow for property taxes.
  • Rates may reflect up to 2 points in prepaid interest due at closing.
  • WHEDA rate quote assumes 3% down payment and loan amount of $258,600.
  • FHA rate quote assumes 3.5% down payment and $257,300.
  • VA rate quote assumes 100% financing and first use of eligibility for an active duty service member.
  • For rates on loan amounts from $766,550 to $1 million (Jumbo Loans), we assume a loan amount of $800,000 for a purchase transaction with a 780 qualifying FICO credit score. Rates on jumbo refinances may be higher.
  • Lender Fees/Points do NOT include fees charged by third parties such as appraisal, title insurance, closing, recording fees or transfer or mortgage taxes.
  • Your APR may be different than those shown and all APRs can change any second until the rate lock is confirmed by Accunet.
  • Rates shown for ARMs in the tables above are fixed for 7 years for the 7/6mos ARM and 10 years for the 10/6mos ARM.

  • After the initial fixed-rate period of 7 or 10 years, the rate will adjust every 6 months for the remainder of the 30-year loan term according to a rate Index (Index is the 30-day SOFR (Standard Overnight Funds Rate)) plus a Margin typically of 3.0%.

  • The SOFR Index is the Standard Overnight Funds Rate, which is the 30 day average yield of the cost of borrowing cash overnight collateralized by the U.S. Treasury securities in the repurchase agreement (repo) as published by the Federal Reserve Bank of New York.

  • Periodic interest rate adjustment caps typically of 1% and lifetime interest rate adjustment caps typically of 5% also apply.

  • If you apply for an ARM, you will receive detailed disclosures about all of the Index, Margin and Rate Cap features of the specific loan program. Of course, you can also ask your licensed Accunet Loan Consultant about those details.