Mortgage Tools & Calculators

Whether you’re looking to buy a home or refinance for a lower rate, you want to have a clear understanding of what to expect. Our mortgage and refinance calculators are designed to give you the clarity you need to make smart financial decisions. 

How much can I afford?

The first step in buying a house is determining your budget. This calculator steps you through the process of finding out how much you can borrow.
Calculate Home Affordability

Monthly Payment Calculator

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of extra principal prepayments!
Calculate Monthly Payments

Refinance Calculator

How much interest can you save if you refinance your mortgage? This calculator helps you find out! Enter the specifics about your current mortgage, along with your current appraised value, new loan term, rate and closing costs. This will determine how much interest refinancing can save you.
Calculate Interest Savings

30 Year vs. 15 Year Fixed

Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Compare Mortgage Terms

Rent Vs. Buy

Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes and monthly payments to help you make a decision between these two options.
Calculate the Rental Costs