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30-Year Rate Buster*

Year 1
Effective Pmt Rate
5.625%
Years 2-30
Effective Pmt Rate
6.625%
Annual
Percentage Rate
6.741%
Explore Your Options
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Rate as of 07/01/26
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Buy a home.

Get a Rock-Solid Pre-approval and guidance on offers that get accepted.

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Refinance.

Lower your payments and/or shorten your loan. We’ll find the right fit.

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Access equity.

Take cash out to pay for whatever you need.

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Get the only
pre-approval with
a $2,000 guarantee

Make yourself the "Next Best Thing to a Cash Buyer" with a Rock-Solid Guaranteed Fully-Verified Pre-Approval from Accunet. If we can't make good on your Rock-Solid Pre-approval letter, we'll pay both you and the Seller $1,000 each. Don't settle for a flimsy bank pre-approval.

Accunet – Family of Services

AccunetMortgage

We can’t wait to say “Welcome home.” Apply 100% online, with expert customer support.

AccunetPre-Approval

Shop with confidence using our Rock-Solid Pre-Approval. Whether you’re refinancing or buying, you’ll know exactly what you can afford — no surprises, just clarity and confidence.

AccunetClosing

From verification to final signature, we make closing simple and stress-free. Close wherever is most convenient for you — your home, your office, or right here at Accunet HQ.

Accunetfor Life

Your mortgage is just the beginning. When rates change, questions come up, or your dream home changes shape — Accunet is here with advice, refinance options, and lifelong support.

AccunetProcess

Accunet’s streamlined approach makes it simple to achieve your homeownership goals. From application to lifelong partnership — we’re your trusted guide, every step of the way.

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“I was very happy with Accunet and the entire refinancing experience. You can tell Accunet really cares about the customer and wants to make the experience as good as possible for the customer.”
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Learning center

The Accunet Mortgage Learning Center is your ultimate guide to learning the ins and outs of the mortgage industry. Regardless of whether you're buying your first home, looking to refinance, or simply want to learn more about today's rates and loan options, Accunet's team of loan officers will provide expert advice to handle any mortgage scenario.

  • *30-year Rate Buster with 1% 1-Year Temporary Buydown

    • 30-year Rate Buster is only available on primary residence purchase loans and no-cash-out refinances up to $832,750. The actual Note Rate for the entire 30 years is the rate shown above as Rate for Yrs 2-30. A payment subsidy account is typically funded by Accunet to subsidize monthly payments for the first 12 months at the Effective Rate Year 1 shown above. If you choose this loan type, a complete Temporary Buydown Agreement with payment schedule and other terms will be provided.