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Lower Closing Costs.
Lower Rates.
Simple.

Get a pre-approval that helps you win and move in.

4.9 stars · 30K+ Past Customers
Featured Loan
30-Year Rate Buster*
Rate as of 07/17/26
Year 1 Effective Pmt Rate
5.625%
Years 2–30 Effective Pmt Rate
6.625%
Annual Percentage Rate
6.759%
Explore Your Options
🔒 No credit check required.
Rock-Solid Guarantee seal

Get the pre-approval with a $10,000 guarantee

Get Sellers to say YES with Accunet's $10,000 guarantee! Don't settle for a flimsy bank pre-approval. Get the pre-approval that helps your offer stand out and Sellers to say YES! If Accunet can't make good on your Rock-Solid Guaranteed Fully-Verified Pre-approval, we'll pay the Seller $10,000 and reimburse you for actual appraisal and home inspection costs.** Banks don't do that, but we'll do everything possible to help you win.

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"I was very happy with Accunet and the entire refinancing experience. You can tell Accunet really cares about the customer and wants to make the experience as good as possible for the customer."
Accunet Mortgage

We can't wait to say "Welcome home." Apply 100% online, with expert customer support.

Accunet Pre-Approval

Shop with confidence using our Rock-Solid Pre-Approval. Whether you're refinancing or buying, you'll know exactly what you can afford, no surprises, just clarity and confidence.

Accunet Closing

From verification to final signature, we make closing simple and stress-free. Close wherever is most convenient for you, your home, your office, or right here at Accunet HQ.

Accunet for Life

Your mortgage is just the beginning. When rates change, questions come up, or your dream home changes shape, Accunet is here with advice, refinance options, and lifelong support.

Accunet Process

Accunet's streamlined approach makes it simple to achieve your homeownership goals. From application to lifelong partnership, we're your trusted guide, every step of the way.

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Learning center

The Accunet Mortgage Learning Center is your ultimate guide to learning the ins and outs of the mortgage industry. Regardless of whether you're buying your first home, looking to refinance, or simply want to learn more about today's rates and loan options, Accunet's team of loan officers will provide expert advice to handle any mortgage scenario.

*30-year Rate Buster with 1% 1-Year Temporary Buydown

  • 30-year Rate Buster is only available on primary residence purchase loans and no-cash-out refinances up to $832,750. The actual Note Rate for the entire 30 years is the rate shown above as Rate for Yrs 2-30. A payment subsidy account is typically funded by Accunet to subsidize monthly payments for the first 12 months at the Effective Rate Year 1 shown above. If you choose this loan type, a complete Temporary Buydown Agreement with payment schedule and other terms will be provided.

** THE FINE PRINT: Problems related to the property or any material change in the buyer’s financial condition will nullify our guarantee. That only makes sense, right?

  • Examples of things that would nullify our guarantee include but are not limited  to an unacceptable appraisal, unacceptable property condition, condo project or association issues, change in the buyer’s income or employment, change in credit and additional or undisclosed debts. A discontinuation of a special loan program used to qualify the buyer could also nullify the guarantee. Any party agreeing to receive their Guarantee Payment from Accunet Mortgage will be required to sign a settlement agreement prior to receiving the Guarantee Payment. The Guarantee Payment will be made within 10 days of receiving the signed settlement agreement