Get Pre-Approved for a Home
Accunet Mortgage's Rock-Solid Pre-Approval
Get the only mortgage pre-approval that comes with a $2,000 guarantee.
Not many mortgage lenders offer a fully-verified Rock-Solid Pre-Approval like Accunet Mortgage, let alone one that comes with a $2,000 guarantee (see guarantee details below). While this requires a significant amount of time and effort on our end, it’s worth it because gathering and analyzing all of the documents needed to approve your loan up front eliminates surprises down the road. Plus, it will give you a better understanding of what you can afford, helping you narrow and refine your search process.
With our Rock-Solid Pre-Approval, Accunet Mortgage verifies and analyzes:
1. Your credit history and credit scores
2. Your income and employment history,
3. Your down payment
The payoff is a pre-approval that tells you, your real estate agent, and most importantly, the seller that you are qualified and can actually afford the mortgage loan amount.
The $2,000 Guarantee
It’s simple. If Accunet Mortgage is unable to provide a final commitment letter that meets the terms of the Rock Solid Fully-Verified Pre-approval Letter we issue, Accunet will pay both the buyer and the seller $1,000 each.
Problems related to the property or any material change in the buyer’s financial condition will nullify our guarantee. That only makes sense, right?
Examples of things that would nullify our guarantee include but are not limited to a low or unacceptable appraisal, property condition, condo project or association issues, change in the buyer’s income or employment, change in credit and additional or undisclosed debts. A discontinuation of a special loan program used to qualify the buyer could also nullify the guarantee.
Any party agreeing to receive their $1,000 Guarantee Payment from Accunet Mortgage will be required to sign a settlement agreement prior to receiving the $1,000 Guarantee Payment. The Guarantee Payment will be made within 10 days of receiving the signed settlement agreement
Types of Home Loans
With so many different mortgage loan options to choose from, selecting one that’s best for you can be a daunting task. While understanding how much you can afford is an essential first step, it is also important to educate yourself on every available loan option for buying a new house or condo.
How Much House Can I Afford?
Knowing how much home you may qualify for is the first step if your homebuying journey.
There are five main factors that come into play:
- Your total montly income
- Monthly payments (cars, student loans, credit cards)
- Property taxes on the home
- Interest rate and length of loan
- Down Payment
Curious about your home loan Limits?
Home Loan Options
Read more about the loan that best sutis your unique purchase situation:
First-Time Home Buyers
Some think of buying a home as a stressful process — and it can be. There are many things to keep in mind when buying your first home, and the amount of money being discussed can be intimidating. But with the proper guidance and preparation, being first-time home-buyer is immensely exciting.
This was our second time around with Accunet, and it was a very pleasant experience. Thank you one and all.
Another perfect close by Accunet! Thanks team for making this seamless and for saving us significant $.
Everything was completely seamless, everything was just great and well communicated from start to finish. I will use you again!
Learning Center - Tips for Home Buyers
The articles below are chock-full of tips and expert advice to help you effortlessly transition from pre-approval to closing.