The Pre-Pre-Approval Conversation

Are you tired of paying rent? Have you asked yourself why you continue to essentially pay your landlord’s mortgage? These are the typical questions many Millennials ask themselves as they inch closer to becoming home owners, but there’s much more to that conversation that need to be addressed before beginning the home buying journey.

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Paying Off Debts to Qualify for a Mortgage

You’re looking to buy a home, and it’s time start looking at your finances to figure out what you have going on. You have some outstanding credit card debt, a car payment and student loans. Do you need to pay off those debts in order to qualify for a mortgage? Well, not necessarily, but in …

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Is Homeowners’ Insurance Tax Deductible?

When we’re engaged with our clients during the home buying or refinancing process, a large part of our job is to educate our clients so they can make the best decision based on their unique situation. While we’re the mortgage experts, oftentimes we will get questions that don’t necessarily relate directly to mortgages, but rather …

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How To Save for a Down Payment

The decision to buy a house can be one of the biggest decisions in your life, especially if it’s going to be your first. You can’t just rush into it. You need to be prepared. While there are numerous factors to consider when readying yourself to become a home-buyer, an obvious big one is money …

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Mortgage vs Cash – An Analysis That Can Help Any Home Buyer

Yes, the vast majority of home buyers will need to take out a mortgage when purchasing a home out of sheer necessity, but there are circumstances when paying cash is also an option. You might already be asking yourself why we’re bringing this up since paying cash for a home is only relevant to a …

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