How is your credit score calculated?

Understanding the makeup of your credit score is the first step toward managing and improving it. Credit scores are made up of multiple moving parts, and not all components of a FICO credit score are created equal. Here’s a quick guide to get you up-to-speed on what matters, what doesn’t and how you can start …

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How Are Mortgage Rates Determined?

Most people don’t understand how mortgages work. Why would they? It isn’t something you learn in school or that comes up in everyday conversation. Understanding the process, however, can help a prospective homebuyer feel more confident with the process.

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Is Homeowners’ Insurance Tax Deductible in 2018?

When we’re engaged with our clients during the home buying or refinancing process, a large part of our job is to educate our clients so they can make the best decision based on their unique situation. While we’re the mortgage experts, oftentimes we will get questions that don’t necessarily relate directly to mortgages, but rather …

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