When we’re engaged with our clients during the home buying or refinancing process, a large part of our job is to educate our clients so they can make the best decision based on their unique situation. While we’re the mortgage experts, oftentimes we will get questions that don’t necessarily relate directly to mortgages, but rather …
Read MorePlanning Your Purchase
Buying a home is one of the biggest financial decisions you’ll ever have to make. With proper planning, you’ll be able to make smarter home buying decisions that best fit your personal situation and financial goals.
Closing on a new home is the result of a multi-step process – and the initial planning stage is critical to determining how much house you can afford, how much you should save and how you can confidently prepare to qualify for a mortgage. Learn more about planning your purchase below and familiarize yourself with important mortgage concepts and questions that will help you begin your home buying journey.
Accunet’s Top 5 Rules for Smart Borrowing
Over the past 18 years, Accunet has seen its fair share of missteps and missed opportunities made by borrowers when purchasing or refinancing a home. Here’s what we think a prospective borrower would benefit from knowing before he or she decides how much to borrow and how fast to pay back the mortgage.
Read MoreAPR: The Annual Percentage Rate & Your Mortgage
Annual Percentage Rate, more commonly referred to as APR, is a term any homeowner or buyer is familiar with. You know, it’s that percentage always mentioned after the mortgage interest rate. But what exactly is APR, and what does it have to do with your home loan?
Read MoreIf You Can Pay Cash, Why Take a Mortgage?
The short answer is “opportunity cost.” Here’s a real story on a home purchase that just recently closed. I got a call from a financial advisor whose high-net-worth client’s daughter was about to buy her first home in the $250,000 price range. The daughter, let’s call her Grace (not her real name), already had enough of …
Read MoreSaving for a Down Payment on Your First House
The decision to buy a house can be one of the biggest decisions in your life, especially if it’s going to be your first. You can’t just rush into it. You need to be prepared. While there are numerous factors to consider when readying yourself to become a home-buyer, an obvious big one is money …
Read More
Want the Lowest Rate on Your Home Loan?
Let's get started!
Communication Consent: By clicking the button and submitting your information, you agree to our Terms of Use and our Security and Privacy Policy, and expressly consent to us contacting you (including through automated or prerecorded means) by telephone, mobile device (including SMS and MMS), and email, even if your telephone number is on a corporate, state or national Do Not Call Registry.