What Exactly is a Pre-Approval Letter & Why Do You Need It?

By now, you’ve undoubtedly heard us talk about Accunet’s Rock-Solid Pre-Approval. That’s great, but beyond knowing that it’s essentially a beginning step in the home-buying process, what exactly are these letters, and more importantly – why do you need it? In its most basic definition, the pre-approval letter is a document that a prospective home-buyer …

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7 Common Mistakes Made by First-Time Home Buyers

As Millennial loan consultant David Wickert likes to say, “Nobody goes to mortgage class in high school.”  By this, David means that it’s perfectly normal for home buyers to not know all the ins and outs of the mortgage world and home buying process. After all, that’s what the experts at Accunet are here to …

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If You Can Pay Cash, Why Take a Mortgage?

The short answer is “opportunity cost.”  Here’s a real story that’s still unfolding. I got a call from a financial advisor whose high-net-worth client’s daughter was about to buy her first home in the $325,000 price range.  The daughter, let’s call her Grace (not her real name) already has enough of her own assets to …

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5 Things You’ll Love About WHEDA Loans

Before the Wisconsin Housing and Economic Development Authority (WHEDA) was formed, it was particularly challenging for modest-income families and individuals to afford the housing they desired. WHEDA was originally developed to assist Wisconsin residents and provide unique home ownership opportunities through affordable mortgage programs and continues to play a vital role today.

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3 Tips When Buying a Condo

For many home shoppers, purchasing a condo makes more sense than buying a house. The maintenance and upkeep of owning your own home just doesn’t make sense for all buyers, but a condo still allows you to own your property rather than renting. That said, with the purchase of a condo, you are also buying …

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