Buying a home is a big decision. An even bigger decision you might make is if and to whom you will marry. So what can go wrong if you purchase a home with your fiancé, boyfriend or girlfriend prior to tying the legal knot?
Read MorePlanning Your Purchase
Buying a home is one of the biggest financial decisions you’ll ever have to make. With proper planning, you’ll be able to make smarter homebuying decisions that best fit your personal situation and financial goals.
Closing on a new home is the result of a multi-step process – and the initial planning stage is critical to determining how much house you can afford, how much you should save and how you can confidently prepare to qualify for a mortgage. Learn more about planning your purchase below and familiarize yourself with important mortgage concepts and questions that will help you begin your homebuying journey.
How Are Mortgage Rates Determined?
Most people don’t understand how mortgages work. Why would they? It isn’t something you learn in school or that comes up in everyday conversation. Understanding the process, however, can help a prospective homebuyer feel more confident with the process.
Read MoreWhat Exactly is a Pre-Approval Letter & Why Do You Need It?
By now, you’ve undoubtedly heard us talk about Accunet’s Rock-Solid Pre-Approval. That’s great, but beyond knowing that it’s essentially a beginning step in the home-buying process, what exactly are these letters, and more importantly – why do you need it?
Read MoreIs Homeowners’ Insurance Tax Deductible in 2018?
When we’re engaged with our clients during the home buying or refinancing process, a large part of our job is to educate our clients so they can make the best decision based on their unique situation. While we’re the mortgage experts, oftentimes we will get questions that don’t necessarily relate directly to mortgages, but rather …
Read MoreAccunet’s Top 5 Rules for Smart Borrowing
Over the past 18 years, Accunet has seen its fair share of missteps and missed opportunities made by borrowers when purchasing or refinancing a home. Here’s what we think a prospective borrower would benefit from knowing before he or she decides how much to borrow and how fast to pay back the mortgage.
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