The Accunet Mortgage Learning Center

The Accunet Mortgage Learning Center is your ultimate guide to learning the ins and outs of the mortgage industry. Regardless of whether you're buying your first home, looking to refinance, or simply want to learn more about today's rates and loan options, Accunet's team of loan officers will provide expert advice to handle any mortgage scenario.

Latest Articles

4 Benefits of Selling Your Home in the Winter

It may be cold outside, but the housing market is still hot. Despite the snow and ice, the seller’s market we saw in 2017 persists, and while demand is still high, the previously inconceivable notion of selling your home in winter is not only viable – it may be the secret to garnering the best …

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The Real Impact of Tax Reform on Home Buying

The dire “Chicken Little” warnings from economists, real estate and mortgage industry leaders that the new federal income tax rules will lead to falling home prices and fewer home buyers are, from where I sit at the front lines of real estate and mortgage lending, simply out of touch with reality. Here’s why:

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Accunet’s Top 5 Rules for Smart Borrowing

Over the past 18 years, Accunet has seen its fair share of missteps and missed opportunities made by borrowers when purchasing or refinancing a home. Here’s what we think a prospective borrower would benefit from knowing before he or she decides how much to borrow and how fast to pay back the mortgage.

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APR: The Annual Percentage Rate & Your Mortgage

Annual Percentage Rate, more commonly referred to as APR, is a term any homeowner or buyer is familiar with. You know, it’s that percentage always mentioned after the mortgage interest rate. But what exactly is APR, and what does it have to do with your home loan?

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If You Can Pay Cash, Why Take a Mortgage?

The short answer is “opportunity cost.” Here’s a real story on a home purchase that just recently closed. I got a call from a financial advisor whose high-net-worth client’s daughter was about to buy her first home in the $250,000 price range.  The daughter, let’s call her Grace (not her real name), already had enough of …

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