The Accunet Mortgage Learning Center

The Accunet Mortgage Learning Center is your ultimate guide to learning the ins and outs of the mortgage industry. Regardless of whether you're buying your first home, looking to refinance, or simply want to learn more about today's rates and loan options, Accunet's team of loan officers will provide expert advice to handle any mortgage scenario.

Latest Articles

Why mortgage rates are not lower.

Mortgage rates are not at rock bottom, and they probably won’t be any time soon. One reason is that all mortgage “factories” are already at 2x capacity from when rates dipped in late February and early March.  And remember, the Fed’s rate cut to 0% does NOT impact 30-year and 15-year mortgage rates. On March …

Read More

Fed cuts “rates” to 0%! Mortgage rates UP???

That’s not typo. Mortgage rates are UP, while 99% of the public thinks they’re headed down. When you read or hear, “The Fed cut rates to 0%,” that rate only applies to overnight loans between banks, NOT mortgages. The Fed Funds rate was 0% for 7 years, from 2008 to 2015, and 30-year fixed rates …

Read More

New refi rules of thumb

The new mortgage refi rules of thumb: It’s all about your loan amount, and what it costs you to refinance. Loan amounts of $100,000 or less typically require a 1% to 2% rate reduction to make a refi worthwhile. Loan amounts around $200,000 usually only need a 0.5% drop in rate to save $1,000 or …

Read More

Accunet Office Invasion with 96.5 WKLH

On February 19, 2020, we hosted 96.5 WKLH during their Office Invasion broadcast. Dave Luczak, Dorene Michaels and Gino Salomone of WKLH got together with Brian and David Wickert to talk rates, refinances, and more! Find the highlights below. What is a Rock-Solid Guaranteed Pre-Approval? A mortgage pre-approval is comprised of three factors: Credit score …

Read More

Did you know that income affects the home market?

Another year is in the books, and your W2 should be in your mail box to remind you of your 2019 gross income. Find out how your income stacks up against the latest available household and individual income figures for your zip code. More tips and information as you begin the new year: So you’re …

Read More