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Get Sellers To Say YES With Accunet's $10,000 Seller Guarantee!
We want to help you win and get the Seller to say YES to your offer!
If Accunet can't make good on the terms of your Rock-Solid Guaranteed Fully-Verified pre-approval, we'll pay the Seller $10,000 and reimburse you for any appraisal and home inspection cost.**
Banks don't do that, but we're not afraid to stand behind you and behind our work.
Sure, it takes a little more time and effort on your end and our end to verify your income, down payment and credit, but it's worth it. Sellers are much more likely to say yes, and we eliminate surprises while saving time once your offer is accepted because we've done all the homework up front.
We'll also do everything possible to help you and your agent write offers that get accepted. Need to offer more than asking? Your Accunet Loan Consultant will show exactly what that will cost and typically the relatively small difference in your payment and down payment.
What if we can approve your loan without needing any appraisal? Sellers love that kind of certainty.
Want to wow the Seller and close in 14 days? With a Rock-Solid Pre-approval, we can do that.
What about offering the Seller "appraisal gap" where you promise to pay the offered price even if the appraised value comes in lower? Our clients are usually pleasantly surprised to learn that offering this peace of mind to the Seller typically doesn't change their down payment at all and only increases their monthly payment by $25 to $50. Let us show you how this powerful tool really works.
For 1st-time buyers, we know all the tools and techniques to find you the best 1st-time buyer rates.
For move-up buyers, let us show you how bridge loans work so that you can write your offer without a sale of home contingency.
Click Here to Get Your Rock-Solid Approval
With our Rock-Solid Pre-Approval, Accunet Mortgage verifies and analyzes:
1. Your credit history and credit scores
2. Your income and employment history,
3. Your down payment
The payoff is a pre-approval that tells you, your real estate agent, and most importantly, the seller and listing agent that you are qualified and can actually afford the home you want to buy.
The $10,000 Guarantee
It’s simple. If Accunet Mortgage is unable to approve your loan after issuing the Rock-Solid Guaranteed Pre-approval letter, Accunet will pay the Seller $10,000 and reimburse you for actual appraisal and home inspection costs.
** THE FINE PRINT: Problems related to the property or any material change in the buyer’s financial condition will nullify our guarantee. That only makes sense, right?
Examples of things that would nullify our guarantee include but are not limited to an unacceptable appraisal, unacceptable property condition, condo project or association issues, change in the buyer’s income or employment, change in credit and additional or undisclosed debts. A discontinuation of a special loan program used to qualify the buyer could also nullify the guarantee.
Any party agreeing to receive their Guarantee Payment from Accunet Mortgage will be required to sign a settlement agreement prior to receiving the Guarantee Payment. The Guarantee Payment will be made within 10 days of receiving the signed settlement agreement
Types of Home Loans
With so many different mortgage loan options to choose from, selecting one that’s best for you can be a daunting task. While understanding how much you can afford is an essential first step, it is also important to educate yourself on every available loan option for buying a new house or condo.
How Much House Can I Afford?
Knowing how much home you may qualify for is the first step if your homebuying journey.
There are five main factors that come into play:
- Your total montly income
- Monthly payments (cars, student loans, credit cards)
- Property taxes on the home
- Interest rate and length of loan
- Down Payment
Curious about your home loan Limits?
Home Loan Options
Read more about the loan that best sutis your unique purchase situation:
Accunet Quick Start Form
Fill out the Form Below or Call (262) 781-1100
*If client locks their initial rate on a purchase loan and chooses this promotional offer, the clients effective payment rate will be reduced by 1% for the first year of the mortgage. A custodial escrow account will be funded by a lender-paid credit and funds will be dispersed from the escrow account to the mortgage investor to subsidize the client's monthly payment for the first 12 payments. The actual mortgage Note Rate is the same for the entire term of the mortgage. Offer valid on primary residences only for 30-year fixed-rate loans that are eligible for sale to Fannie Mae and Freddie Mac. Offer not valid on Refinance loans, ARM products, investment properties, or vacation homes. Offer may not be redeemed for cash or credit and is nontransferable. Offer may not be used with any other discounts or promotions. This offer is subject to changes or cancellation at any time at the sole discretion of Accunet Mortgage. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines.
Refinance offer must be claimed by locking with Accunet initial rate between 180 days and 36 months from purchase closing date. Refinance loan must be on the same subject property as the original purchase loan. Accunet Mortgage will cover the following fees as a lender paid credit: appraisal fees and credit report.