Current Wisconsin Mortgage Rates, Current Illinois Mortgage Rates

Mortgage LoansRateAPR
30 Year Fixed2.875%2.989%
20 Year Fixed2.625%3.154%
15 Year Fixed2.375%2.598%
10 Year Fixed2.250%2.547%
VA 30yr Fixedn/an/a
FHA 30yr Fixedn/an/a
5/1 ARMn/an/a
7/1 ARMn/an/a
10/1 ARMn/an/a

* Rates above are for a $200,000 loan. Important Assumptions

Currently Unavailable
Jumbo LoansRateAPR
30 Year Fixed Jumbon/an/a
5/1 ARM Jumbon/an/a
7/1 ARM Jumbon/an/a
15 Year Fixed Jumbon/an/a

* Rates above are for a $650,000 loan. Important Assumptions

Jumbo rates shown are for purchase transactions.

Important information about ARMs (Adjustable Rate Mortgages).

  • Rates shown for ARMs in the tables above are fixed for 5 years on the 5/1 ARM, 7 years for the 7/1 ARM and 10 years for the 10/1 ARM.
  • After the initial fixed-rate period of 5, 7 or 10 years, the rate will adjust each year for the remainder of the 30-year loan term according to a rate Index (typically either the 1-Year LIBOR Index or the 1-Year Treasury Index as published in the Wall Street Journal) plus a Margin, typically between 2.25% on LIBOR-indexed ARMs and up to 2.75% on Treasury-indexed ARMs.
  • Annual interest rate adjustment caps and lifetime interest rate adjustment caps also apply.
  • If you apply for an ARM, you will received detailed disclosures about all of the Index, Margin and Rate Cap features of the specific loan program. Of course, you can also ask your licensed Accunet Loan Consultant about those details.

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