Posts by Brian Wickert
Home Refinance Strategies: 3 Ways to Save
3 Winning Home Refinance Strategies All-time record low mortgage rates mean opportunity. There are three leading Home Refinance strategies we use most often. Let’s take a look at each using an example: Scenario: You bought a $500,000 home in 2014 and took out a $400,000 30-year fixed-rate mortgage at an interest rate of 4.25%. Your…
Read MoreThe Accunet Mortgage Show (10/04/2020) Episode
In this week’s episode, Brian and son-in-law Tim talk cleaning your collections, owning an outhouse, and barriers for business owners. This week’s highlights: Tim talks collections and credit scores and how they affect your mortgage Brian discusses ‘nonstandard’ properties Tim details the mortgage qualifications for business owners How much do credit scores and collections impact…
Read MoreThe Accunet Mortgage Show (9/27/2020) Episode
In this week’s episode, Brian and David talk about how to build a bridge loan, and the troubles clients may have when crossing that bridge. This week’s highlights: Brian flies the bridge loan magic carpet Brian and David discuss why bridge loans can sometimes be shaky David details the differences between 15, 20, 30-year loan…
Read MoreNew Refi Rules of Thumb
The new mortgage refi rules of thumb: It’s all about your loan amount, and what it costs you to refinance. Loan amounts of $100,000 or less typically require a 1% to 2% rate reduction to make a refi worthwhile. Loan amounts around $200,000 usually only need a 0.5% drop in rate to save $1,000 or…
Read MoreThe Accunet Mortgage Show (9/06/2020) Episode
In this week’s episode, Brian and David talk about assets coming in, cash going out, and home sales numbers going up. This week’s highlights: Brian weighs the pros and cons of liquid assets and investment accounts David lists the ways you can finance home improvement projects Brian reports the August 2020 home sales numbers An…
Read MoreThe Accunet Mortgage Show (8/30/2020) Episode
In this week’s episode, Brian and David talk Fannie and Freddie’s future fees, total late payments and forbearances, and discuss why 19.9% down is sometimes better than 20. This week’s highlights: Brian and David watch as Fannie and Freddie retract their surcharge Brian does the math on mortgage payments Brian walks David through the HomeReady…
Read MoreThe Accunet Mortgage Show (8/23/2020) Episode
In this week’s episode, Brian and David report and compare statewide July home sales numbers, talk about the aggression needed to get your offer accepted in the current market, and outline the pros and cons of a legal non-conforming property. This week’s highlights: Brian details July’s home sale numbers David and Brian discuss writing a…
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The Accunet Mortgage Show (8/16/2020) Episode
This week, Brian and David discuss Fannie and Freddie’s new tax, how self-employment and pre-approvals are inextricably linked, and how capital gains should be reported! This week’s highlights: Brian explains Fannie and Freddie’s new refinance fee David and Brian give a clear example of why pre-approvals matter Brian explains what you can gain (or lose!)…
Read MoreThe Accunet Mortgage Show (8/9/2020) Episode
This week, Brian and David discuss the differences between servicer and lender, foray into forbearance, and stir up sales for the month of July. This week’s highlights: Brian explains how being choosy about mortgage servicers can help clients David and Brian discuss why going into forbearance isn’t always wise Brian details the state of the…
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