Low Down Payment Home Loans

Let’s be frank. Twenty is usually better than zero. Especially when you’re talking about cable channels. But for many, a 20% down payment on their home mortgage is more than a little daunting. Other lenders offer low down payment options, but require extra insurance to protect the mortgage lender in case you default on your mortgage loan. This insurance is the infamous PMI, or private mortgage insurance. Accunet offers low down payment home loans with no strings attached.

At Accunet 3-15% down is a reality – and we can do it as a single loan with no PMI. Using mortgage options like piggyback loans, “split” mortgages, and second mortgage loans – as alternatives to traditional lown down payment with PMI – Accunet works with your unique financial situation to find the perfect home to fit your needs.

How Do Down Payments Work?

Use the calculator below to see how your down payment will affect your monthly mortgage payment, taxes and insurance.

Ready to move forward? We offer a convenient application option. We can also calculate your down payments and closing costs so you know how much money you’ll need to move into your new home. If you are interested in the piggyback loan option, learn more about home equity line of credit and second mortgage.

If what you really want to know is how much home can I afford?, we want you to know that as a first time buyer you CAN afford to stop renting and start buying your new home. And with our low down payment options, get more home for your money.

I Want to Discuss a Home Loan

Fill out the form or call 262-781-1100

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I’ve refinanced three times with Accunet. Each time it went smoothly. The last one took a little bit longer but that was to be expected with the rates as low as they were. I’ve lowered my mortgage rate from 5.25 down to 3.5, on a 30 year, and I’m extremely happy!.

Rob Castro-Bosbach