The Accunet Mortgage Learning Center

The Accunet Mortgage Learning Center is your ultimate guide to learning the ins and outs of the mortgage industry. Regardless of whether you're buying your first home, looking to refinance, or simply want to learn more about today's rates and loan options, Accunet's team of loan officers will provide expert advice to handle any mortgage scenario.

Latest Articles

The mortgage F-word of the day is Forbearance

Forbearance is that mortgage F-word of the day. It’s simply a fancy legal term for the agreement between a borrower and their mortgage servicer/lender that allows a homeowner to make less than the required monthly payment or possibly no payment for an agreed-upon period of time. As part of the recent Coronavirus Aid, Relief, and Economic …

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The Accunet Mortgage Show (4/5/20 Episode)

In this week’s episode, Brian and David discuss some strict changes to mortgage lending and financing due to the spike in unemployment sweeping the nation. This week’s highlights: FHA and VA loan lenders have raised their credit cutoff and debt-income ratio Jumbo loans are temporarily off the table for those over the mortgage limit Your …

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The Accunet Mortgage Show (3/29/20 Episode)

Brian and David provide some options for financial relief in these uncertain times, talk about outside-the-box appraisals, and warn buyers to never fib on a binding document! This week’s highlights: Mortgage rates are down even lower due to the volatile stock market. GSE’s are getting crafty with the appraisal process in this new world. Brian …

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Why mortgage rates are not lower.

Mortgage rates are not at rock bottom, and they probably won’t be any time soon. One reason is that all mortgage “factories” are already at 2x capacity from when rates dipped in late February and early March.  And remember, the Fed’s rate cut to 0% does NOT impact 30-year and 15-year mortgage rates. On March …

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The Accunet Mortgage Show (3/22/20 Episode)

Brian and David talk home sales in the time of Coronavirus, how we’re helping our clients, and how to avoid having second thoughts about your home loan. This week’s highlights: The Coronavirus pandemic is affecting the real estate status quo Face-to-face closings have been temporarily suspended You don’t have to back out of your loan …

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