Are You Ready to Buy Your First Home?

Ah, the renter’s life. No need to worry about maintenance and repairs, and when you want to move to a different neighborhood, you can simply pick up and go once your lease is finished. But what about those other noisy tenants, never having a place to park, flaky roommates, the unresponsive landlord, and limited space …

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A Business Owner’s Guide to Home Loan Documentation

If you’re a business owner who’s about to close on a home, you may be asking yourself, “Why is so much documentation needed to prove the obvious?” Self-employed buyers and borrowers who are clearly credible, financially stable, and qualified home loan candidates are often surprised by the amount of paperwork that’s required to complete the …

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Chief Market Watcher

This is Brian Wickert, Chief Market Watcher. Last week was all about the US economy, the US jobs report and an increased likelihood that the Federal Reserve would raise rates at its next meeting in September. And mortgage rates were creeping up.

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Chief Pre-Approval Officer

This is Brian Wickert, Chief Pre-Approval Officer. Almost everyone knows they should get a pre-approval letter when they’re looking to buy a home, regardless of whether it’s their first time or tenth time buying. But most lenders only check a borrower’s credit, and they don’t verify income or down payment. Turns out, it’s the income and …

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