- This month
Monday, March 10, 2014Solid preapprovals, multiple lender options, low closing costs...the list goes on. Come see why Accunet is the best option for you!
Monday, March 10, 2014The Russian invasion helped rates dip lower but the positive new in the monthly jobs reports is leading them to creep back up. Don't wait to save!
Tuesday, March 4, 2014There are still plenty of people who have yet to refinance and benefit from the low rates. If you're one of these people, call in TODAY to see what Accunet Mortgage can do for you!
Sunday, March 31, 2013(1 of 8) There are over 90 million people in the Millennial population in the United States. What do they want as they look to become new homebuyers?
Sunday, March 31, 2013(2 of 8) There is a NEW Tax Credit Program for first-time homebuyers using the WHEDA Program in Wisconsin. I want to introduce the benefits to all who may qualify since it comes out April 1 of this year.
Sunday, March 31, 2013(3 of 8) What would you say if I told you there was a new program that supercharges deductible interest on your loan, for the life of your loan? See how much money you can save as a new homeowner.
Sunday, March 31, 2013(4 of 8) WHEDA loans have been around for awhile to help first-time homebuyers. Listen in as I give a real example of how it benefits those who qualify.
Sunday, March 31, 2013(5 of 8) We've had low rates since the Cyprus collapse. See what Accunet can offer you today on a $200,000 loan. I also go into more depth the how we can offer the some of the lowest closing costs with no hidden fees.
Sunday, March 31, 2013(6 of 8) Is unemployment down or is the amount of people trying to work down? The answer is YES, both are down. See why low participation in employment can lead to skewed results in the employment numbers.
Sunday, March 31, 2013(7 of 8) Though I don't spend most Easters online shopping, I couldn't resist Secret Shopping one of our recently emerging competitors. See why our no social security number mortgage checkup is much superior to their cryptic quoting process.
Sunday, March 31, 2013(8 of 8) Some people are really pulling to get Fannie Mae and Freddie Mac out of the mortgage loan business. See how much of an impact that really would have and what advice I give to new homeowners coming into these economic times.
Monday, March 25, 2013Here's a little window of opportunity for you - we'll be enjoying low rates until the next jobs report (April 5th). Any homeowner with a rate about 4% could benefit from refinancing now. See if it could be you!
Sunday, March 24, 2013(1 of 9) Brian has a question about the HARP vs. FHA programs. Learn the difference and benefit of each.
Sunday, March 24, 2013(2 of 9) The world's getting a little scared that we might see Greece Round 2 with Cyprus. See how just the possibility of them defaulting affect our mortgage rates right now.
Sunday, March 24, 2013(3 of 9) Cousin Paul from Acc-U-Rite Tax Services explains how itemized deductabilities are back into play. Get a professional to do your taxes to make sure they're done right this year!
Sunday, March 24, 2013(4 of 9) Can you deduct taxes on your Florida home? Listen in as Cousin Paul explains to what extent you can deduct on multiple homes.
Sunday, March 24, 2013(5 of 9) Cousin Paul sends caution to homeowners that refinance to pay off other debts. See how drawing out equity to pay off a credit card could become Home Equity Debt.
Sunday, March 24, 2013(6 of 9) We've got an improvement in rates this week thanks to our European friends in Cyprus. Get 'em while they're hot!
Sunday, March 24, 2013(7 of 9) Bud has a question on purchasing a home via his LLC. We discuss the importance of getting the correct loan when buying as a company vs. an individual for personal use.
Sunday, March 24, 2013(8 of 9) The National Association of Realtors has released numbers that show home sales are rising and have almost gotten to where we were at in 2009. But don't be fooled, foreclosures are still just as prevalent as ever.
Sunday, March 24, 2013(9 of 9) The Federal House Finance Agency released more accurate numbers on home prices right now. See how it applies to the Metropolitan Milwaukee Area and if you can benefit.
Tuesday, March 19, 2013For those of you who forgot about tiny little Cyprus, you'll remember them now. Mortgage rates get pushed around by unpredictable events all around the globe. Don't wait for another event to set rates awry. See why Cyprus is pushing you to click on the Blue Button today!
Sunday, March 17, 2013(1 of 8) Sales are up 14% from this time last year. People are getting back into the purchase business - don't miss out.
Sunday, March 17, 2013(2 of 8) We're really seeing that there are a lack of quality houses on the market. Listen to my advice for if you find a house you like as competition rises between offers.
Sunday, March 17, 2013(3 of 8) See why the small condo market is increasing rapidly. Condo sales are up 27%!
Sunday, March 17, 2013(4 of 8) In the offer to purchase for home we now have a new appraisal contingency. Listen to my advice on how to aid the deal in going through even if your appraisal comes in low.
Sunday, March 17, 2013(5 of 8) Rates are getting better as the week goes on. Remember that rates are still great but don't forget to ask about the hidden fees when listening to other ads on the radio!
Sunday, March 17, 2013(6 of 8) The economy here and abroad really affects where the rates are and where they're heading. Listen in as I explain some of the key factors that play into the bouncing rates.
Sunday, March 17, 2013(7 of 8) We've found many retirees are having a difficult time refinancing because of a lack of monthly income. See how we helped someone refinance even though she was retired and bringing in a minimal amount monthly.
Sunday, March 17, 2013(8 of 8) Low appraisals are really killing a lot of good deals right now. Listen in as I talk about how important comparable homes really are in both purchases and refinances.
Friday, March 8, 2013On March 8th the labor department released the jobs report and unemployment rate for February. Both numbers were a lot better than expected, which means bad news for mortgage rates. Here’s the deal: if your current rate or someone you know has a rate higher than 3.9, it’s time to re-prioritize your to-do list
Tuesday, March 5, 2013If there’s one economic report that can really swing mortgage rates one way or the other, it’s the monthly unemployment and jobs report on Friday. I'm here to remind you that the Federal Reserve have promised to keep interest rates low until the job market improves substantially.
Tuesday, March 5, 2013Why choose Accunet for your home loan? 1. We're totally focused on mortgage lending. I’ve personally hired and trained each of the nine Loan Consultants that you’ll work with to evaluate your loan choices. 2. Price. How do we pull that off? Well the annual Business Journal survey of mortgage lenders makes it clear – we’re simply twice as efficient as any other major lender in Wisconsin.
Thursday, March 29, 2012Pay off your mortgage in 10 years, and save on interest by switching to Accunet's 10 year fixed loan.
Wednesday, March 28, 2012When faced with the opportunity to save $1,000 a year on your mortgage, you can't drive away from that. Click on the blue button before the tank of great rates runs Empty.
Sunday, March 25, 2012Get the truth at Accunet mortgage. We'll lay out your options upfront and let you decide how to proceed. Click on the blue button today to get started.
Thursday, March 22, 2012Disputing items on your credit report can really throw a wrench into your ability to refinance or purchase a home. Hear the unforeseen pitfalls of disputing items on your credit report.
Thursday, March 15, 2012When a ship goes through the Panama Canal, no matter how smart the captain is, a specially trained captain boards the ship to navigate it through the canal. Mortgage lending has become like the Panama Canal. You really need a specially trained navigator, like the nationally licensed Accunet Loan consultant to guide you. Click on the blue button and get our expert advice.
Thursday, March 15, 2012The Federal Reserve said the economy is getting better and bam, just like that, rates jumped a quarter percent. Rates are still great, in fact, they're still about three quarters of a percent lower than this time last year. Click on the blue button before rates go any higher.
Tuesday, March 13, 2012There are certain financial opportunity that can make a big difference in your life. The 15 year fixed rate at 2.875% is another one of those high-impact, game-changing financial opportunities. Click on the blue button today and see how much you'll save.
Tuesday, March 13, 2012Last week we received good news on the job market. This good news is pushing up the closing costs on mortgages. Despite this, Accunet can still deliver a terrific rate and closing cost combination. Click on the blue button for your customized mortgage checkup.
Sunday, March 11, 2012Get your real estate tax questions answered in this week's radio show. Ranging from alternative minimum tax to acquisition debt deductions, it is all covered.
Thursday, March 8, 2012Pay off your mortgage faster with this save-a-licious rate.
Wednesday, March 7, 2012Buying your first home can be overwhelming. Listen today for a step-by-step breakdown on purchasing your first house.
Tuesday, March 6, 2012Right now Accunet Mortgage, located in low overhead Butler, Wisconsin, can offer 2.875% on a 15 year fixed and the APR is just 3.12. These rates can change at any moment, click on the blue button today.
- Last month
Monday, February 24, 2014The preapproval process is becoming labored, but Accunet tries to make the process as seamless as possible for you with a fully-verified preapproval.
Monday, February 17, 2014There's a small dip in rates this week. Is it worth while for you to call in now?
Monday, February 10, 2014Take advantage of the government programs put into place to help people become homeowners! You don't have to be a first-time buyer AND you may be eligible for ZERO down payment!
Monday, February 3, 2014Don't let just ANYONE give you a preapproval letter. Let it be someone you can TRUST! Call Accunet today for your full-verified preapproval.
Monday, February 3, 2014See if a refinance is worth while for you with the new jobs report numbers out for January.
Tuesday, February 26, 2013This Brian Wickert, Chief Luck Officer here to report that the recent national election in Italy has cast serious doubt on whether Europe’s third largest economy will follow through on government spending cuts and higher taxes. That in turn makes US government guaranteed bonds like mortgages look like the least dirty shirt in the laundry pile of sovereign debt.
Monday, February 18, 2013The window of ultra low mortgage rate opportunity will not remain open forever. Recent speeches by Federal Reserve officials hinted at the possibility of reducing support for mortgage rates as early as this summer.
Monday, February 18, 2013Whether you’re buying your first home or your tenth home, you have to start with a thorough pre-approval. The time to iron out any unexpected wrinkles is before your write that offer, not after. At Accunet, we not only check your credit, we also verify your income and down payment so that both you and the seller know up front that you’re a well-qualified buyer.
Monday, February 11, 2013It seems like even relatively obscure, minor economic news items are increasing mortgage rate volatility. One of the best pieces of business advice I ever got was this – “when faced with a sure thing – take it.” The same thing applies to mortgage rates.
Wednesday, February 6, 2013Even if you already have a jumbo rate that starts with a “2”, why not get a few more years of rate protection while you can? Someday, rates will go up, and you’ll be really glad you did. Get started locking in your hot money Jumbo ARM rate!
Wednesday, February 6, 2013I'm here to report that mortgage rates are back down a bit from their recent high water marks! So as usual, the question for home buyers and homeowners is whether to lock in their savings now or wait.
Tuesday, February 28, 2012Housing prices moved lower in December by four percent according to the latest Case-Shiller index. This brought home values to their lowest levels since 2003.
Sunday, February 26, 2012Get the top 3 threats to low mortgage rates by listening today.
Tuesday, February 21, 2012We dodged one bullet when it comes to rates, but there are a few more shells in the chamber. It is not too late but I would not wait, click on the blue button today.
Sunday, February 19, 2012Greece spent millions more than they collected in taxes and financed the difference. Listen today to hear how much The United States Government financed in 2011.
Wednesday, February 15, 2012What's more amazing, a document checklist or saving you $2,000 on your closing costs? Listen today to find out how Accunet will amaze you.
Sunday, February 12, 2012Listen today and find out if you may qualify to receive part of this settlement.
Tuesday, February 7, 2012The Milwaukee Business Journal Survey once again show that Accunet Mortgage is twice as efficient as any of the other Top 5 mortgage lenders. But why should you care? Well, Accunet’s efficiency means lower closing costs for you, it’s that simple. To get the same rate from one of our significantly less efficient national competitors you’d pay $6,000 more in closing costs than you would at Accunet.
Tuesday, February 7, 2012In the mortgage industry we live in an upside down backwards economic world where good economic news is bad for mortgage rates. This is the second time in a month where record low mortgage rates have been dashed by good economic news. Rates are still low, click on that blue button to get started on locking in your low rate.
Sunday, February 5, 2012Home prices continued to fall throughout 2011. Get a detailed breakdown of the Milwaukee market, and get advice on beating the competition when you sell your home.
- January 2014
Monday, January 27, 2014See if you qualify for these cool HARP loans. Call in today!
Monday, January 20, 2014You can get a loan for ZERO money down even if you aren't a first time home buyer! See if you qualify today.
Sunday, January 19, 2014(1 of 7) We discuss which types of remodels get you the biggest bang for your buck nowadays.
Sunday, January 19, 2014(2 of 7) It's important to be in on all of the recent popular trends for home remodels - listen in to hear what people are looking for in a home now.
Sunday, January 19, 2014(3 of 7) A typical way to pay for remodels is by getting a Home Equity Line of Credit. Listen in as we discuss things to be cautious of if you already have one or are looking into this option.
Sunday, January 19, 2014(4 of 7) Not much has changed this week so we're still doing OK with low rates. See what Accunet can offer you today!
Sunday, January 19, 2014(5 of 7) Tom's son bought a condo in Madison with a WHEDA loan and is now upside down - he's wondering what his options are.
Sunday, January 19, 2014(6 of 7) It's always been said that you need to drop your rate 1% point to make it worth while. Well I have something to say about that!
Sunday, January 19, 2014(7 of 7) I tell stories about finding an aggressive realtor for some clients as well as a lender in FL giving advice to our borrower to commit a felony!
Monday, January 13, 2014December had abysmal results for the job market. See what that's good for you and I!
Sunday, January 12, 2014(1 of 8) The December numbers came in extremely low. Listen in to see how this affects the mortgage industry in the current market.
Sunday, January 12, 2014(2 of 8) Cousin Paul Wickert describes how deducting mortgage interest works for different people so you can be well-informed as tax time quickly approaches.
Sunday, January 12, 2014(3 of 8) We discuss the difference between mortgage credits and mortgage deductions and how they are affected by our new Mortgage Credit Certificate (MCC) Program.
Sunday, January 12, 2014(4 of 8) The government has taken away some deductions that people used to be able to use in 2012. See what's changed for 2013 and if it affects you!
Sunday, January 12, 2014(5 of 8) Jim got a bridge loan when he sold his longtime owned home of 26 years and is now wondering if his records of all the upgrades done over the years are deductible.
Sunday, January 12, 2014(6 of 8) Are you a high income earner?? See what the Pease Limitation is and how it affects your deductibility of taxes in 2013.
Sunday, January 12, 2014(7 of 8) Qualified Mortgages have taken into affect as of January 10th. We discuss what this means for people applying for a loan in the upcoming year and things to look out for with other lenders.
Sunday, January 12, 2014(8 of 8) Ruth is retired and wondering how she can qualify to purchase a different home up North. She also wants to know if she can use equity from her current home to purchase the new one.
Monday, January 6, 2014Our new Fannie and Freddie Director is postponing the increase in closing costs. So, for now, we've still got great deals. Call in to see if they apply to you!
Monday, January 6, 2014You could be eligible to buy a home with ZERO percent down. Click on the Blue Button to see if you qualify today!
Sunday, January 5, 2014(1 of 8) The Case-Schiller index shows home prices went up significantly in 2013 but see why it doesn't apply to WI homeowners.
Sunday, January 5, 2014(2 of 8) I touch on the specific median home prices in WI regions and numbers in Southeastern Wisconsin.
Sunday, January 5, 2014(3 of 8) Pat's daughter's loan is in her name and is wondering how she should go about getting off of that mortgage - an important question for family members and divorcees.
Sunday, January 5, 2014(4 of 8) Ryan is looking to buy a rental property and wants to know how much money he needs to put down in order to qualify for this non primary residence.
Sunday, January 5, 2014(5 of 8) We discuss the areas that had the highest selling communities in Southeastern Wisconsin. See if you're in or looking to buy in one of these locations.
Sunday, January 5, 2014(6 of 8) See what you need to qualify for Accunet's zero down payment programs and what rates are at now!
Sunday, January 5, 2014(7 of 8) Jim is wondering what the minimum credit score is for buying a home in this newer and more laborious financing market.
Sunday, January 5, 2014(8 of 8) I give some advice on how to make your purchasing experience better, easier, and more well-informed.
- December 2013
Monday, December 30, 2013The Home Affordable Refinance Program is still around and is as good a deal as ever. See if you qualify today!
Sunday, December 29, 2013(1 of 6) I break down exactly when and where closing costs increase in the New Year. See which bucket you fall in and why they are increasing.
Sunday, December 29, 2013(2 of 6) Lat had to file bankruptcy with his ex-wife and is wondering if he can buy a house now a year and a half later.
Sunday, December 29, 2013(3 of 6) Divorce is not uncommon. See how it affects home ownership and listen to my real example of what COULD happen to you when you're going through this process nowadays.
Sunday, December 29, 2013(4 of 6) Rates are up a bit from last week, again. I wasn't lying so call in before closing costs spike higher!
Sunday, December 29, 2013(5 of 6) Ben and his wife bought land this year with plans to eventually build a house. He's wondering if it would be better to build now with less money down or later with 20% down.
Sunday, December 29, 2013(6 of 6) I discuss how all of the changes to come affect a great program - the Home Affordable Refinance Program. And we talk about how the HARP Program could help you!
Monday, December 23, 2013Mel Watt, the new Director of Fannie Mae and Freddie Mac's regulation, is giving us some insight into the future. Don't wait for the bad news to settle in.
Sunday, December 22, 2013(1 of 6) Loans that close after February 20th will see an increase in rate AND borrower requirements to qualify for loans. I map out the changes to explain the new guidelines.
Sunday, December 22, 2013(2 of 6) See where the borrower really takes a hit with the new Qualified Mortgage guidelines and why the government is heading in this direction.
Sunday, December 22, 2013(3 of 6) The changes haven't taken place yet! Listen in to the rates that are still available at Accunet Mortgage in 2013.
Sunday, December 22, 2013(4 of 6) June heard that she can gift her grandchildren money for purchasing a home and wants to know what goes into the process of gifting money for a mortgage.
Sunday, December 22, 2013(5 of 6) I explain how Fannie and Freddie are affection bank lending and what we can expect for loan programs in the future.
Sunday, December 22, 2013(6 of 6) We had a borrower who makes plenty of money get denied. See how we solved this problem at Accunet Mortgage and how it wouldn't be possible to still do the loan with another lender.
Monday, December 16, 2013Fannie and Freddie are increasing rates starting January 2014. It's rare that we know where rates are going but right now we do! Lock in while you can.
Sunday, December 15, 2013As we're approaching the new year we will be having new nationwide requirements for providing financing. Listen in as I discuss Qualified Mortgages and how it will change the processes.
Sunday, December 15, 2013Wondering if you'll qualify for a mortgage at the turn of the New Year? Accunet really isn't changing our procedures because we've been doing this all along so we may be able to help you!
Sunday, December 15, 2013It's been confirmed that rates are going to continue to steadily rise into 2014. See what Accunet can offer you while rates are still superficially low.
Sunday, December 15, 2013Jim is wondering how the changes in 2014 will affect closing costs and increased rates for borrowers. Does it make sense to hurry up and refinance now?
Sunday, December 15, 2013Christine has the great privilege of being given a home free of charge and is wondering what kind of fees go along with that transfer of property.
Monday, December 2, 2013Everyone's looking to save this holiday season! When you're shopping online, make sure to click on the Blue Button to see how much Accunet can save you!
Sunday, December 1, 2013(1 of 6) In talking about rising home prices, we get some reliable numbers from the FHFA Index. Are they home prices really rising?
Sunday, December 1, 2013(2 of 6) Home price numbers nationwide are interesting but we take a deeper look see where they lie in the Southeastern Wisconsin metro area.
Sunday, December 1, 2013(3 of 6) Listen in to hear my top 5 list of seller tips for getting a reasonable offer in today's market.
Sunday, December 1, 2013(4 of 6) What's the next big wind we're thinking could affect rates and where are rates now?
Sunday, December 1, 2013(5 of 6) Michael is wondering about his son's options for refinancing a WHEDA loan.
Sunday, December 1, 2013(6 of 6) Investors are requiring more documentation from borrowers nowadays than ever before. Accunet's systems are as streamlined as they get in order to try and give you the least amount of hassle during your loan process.
- November 2013
Monday, November 25, 2013We got confirmation from a Big Dog in economics that percentages will steadily rise to 5%. Don't wait to have me say "I told you so" and call in now to save!
Monday, November 25, 2013We know you're busy during the holidays but you're wasting precious time to save thousands as rates steadily creep up. Come save time AND money with Accunet Mortgage!
Sunday, November 17, 2013(1 of 3) Interest rates increased with the positive news in the new jobs report but what does that really mean?
Sunday, November 17, 2013(2 of 3) Listen in as I give examples with real numbers to compare rates today to rates last year AND possible rates in the future.
Sunday, November 17, 2013(3 of 3) Steve and his wife looking into purchasing their first home but still have student loan debt. I explain how that affects their purchasing power and what other first-time home buyers should also expect.
Monday, November 11, 2013Accunet Mortgage prides itself on the personalized attention and honesty throughout the mortgage process. Give us a chance to win you over today!
Sunday, November 10, 2013Don't hesitate to get the full Accunet experience to see why everyone rates us so high in customer service!
Monday, November 4, 2013Closing costs are low and so are rates at Accunet Mortgage. Don't let the jobs report hit and drive them up before you lock in your rate!
Sunday, November 3, 2013(1 of 6) I give a little background on how the Case Shiller Home Price Index works and why it's a great and accurate identification of property information throughout the nation.
Sunday, November 3, 2013(2 of 6) We're looking at an increase in average home prices but we're still down from where they were in 2010. What does the forecast look like for next year, you ask?
Sunday, November 3, 2013(3 of 6) The Federal Reserve has made some recent decisions that show us what we can expect for the future both near and far. Will they continue to promise money to the mortgage industry?
Sunday, November 3, 2013(4 of 6) Rates were up a little by the end of the week making closing costs a bit higher but we can STILL help you save money with great rates. Don't miss out!
Sunday, November 3, 2013(5 of 6) Dan is looking to buy a home for the first time and wants to know the difference between adjustable and fixed rate mortgages. I break down the advantages and disadvantages of each.
Sunday, November 3, 2013(6 of 6) It can be stressful and confusing trying to determine where the market is and where it's heading. I give some tips on what to look for if you are a first time home buyer or any kind of borrower in these uncertain times.
- October 2013
Monday, October 28, 2013We have great rates, great reviews and great prices! Compare us to the big guys here at Accunet.com!
Monday, October 28, 2013It looks like the poor jobs report has been good news. You only need to go down .5% to save!
Sunday, October 27, 2013(1 of 7) The new jobs numbers are in. How do we get the number and what does it mean?
Sunday, October 27, 2013(2 of 7) You may be wondering why we care so much about the jobs reports. I talk about how these markets are tied together and what we can expect in the future.
Sunday, October 27, 2013(3 of 7) We talk about the highest and lowest rates in the last 10 years and how much and how frequently the tides can turn on a dime.
Sunday, October 27, 2013(4 of 7) See how education, sex, race and age all have varying impacts on the unemployment rates.
Sunday, October 27, 2013(5 of 7) Rates are down at low-overhead Accunet where our closing costs are exponentially lower than the national averages.
Sunday, October 27, 2013(6 of 7) A couple was purchasing a new home and their appraisal came in extremely low - see how I dealt with the situation and how often in really happens.
Sunday, October 27, 2013(7 of 7) The Real Estate market is facing a lot of buyers expecting the granite counter-top, new paint and other small updates. A little goes a long way!
Monday, October 21, 2013Fall is a beautiful time of year to buy a home. Call into Accunet to see how low we can go!
Sunday, October 20, 2013(1 of 8) Listen in as we discuss how the debt ceiling typically affects interest rates and how an extension is helping our industry now.
Sunday, October 20, 2013(2 of 8) The Journal Sentinel says prices are rising but these numbers aren't true across the board for all South-Eastern Wisconsin markets.
Sunday, October 20, 2013(3 of 8) Fewer pre-approvals are being issued because it's too much work! Don't worry - Accunet is still providing fully-verified, fully reliable pre-approvals.
Sunday, October 20, 2013(4 of 8) Joe wants to sell a home he owns to his daughter but she has a 635 credit score.
Sunday, October 20, 2013(5 of 8) Ryan recently refinanced and is not happy with his new Servicer's customer service. He wants to know if he can switch servicers without refinancing.
Sunday, October 20, 2013(6 of 8) Get this week's rates and see how Accunet can offer the same rates with much lower closing costs than the national average.
Sunday, October 20, 2013(7 of 8) Dan and his wife are getting a divorce and he is wondering if he can get approved to buy her out of the house now that he's retired.
Sunday, October 20, 2013(8 of 8) Listen in as we discuss the top hardships people are facing when trying to get preapproved to purchase a home.
Monday, October 14, 2013How will the federal reserve factor in new job numbers into mortgage rates? Call in now to see what Accunet can offer you!
Monday, October 14, 2013Accunet's down in the 2's (3.3 APR) on a 15 year fixed! See what options we can offer you.
Tuesday, October 8, 2013The government shutdown may not be the most productive thing right now but at least it helps keep rates low!
Monday, October 7, 2013Accunet Mortgage has competitive rates AND contributes to our government by paying income taxes compared to those not-for-profit credit unions. See what we can offer you today!
- September 2013
Sunday, September 29, 2013(1 of 7) Both sides of the debate have legitimate arguments. I talk about positives and negatives discussed in a recently published article regarding mortgages and home ownership.
Sunday, September 29, 2013(2 of 7) Jim think they have an oil tank and wants to know how that will have to deal with it when selling.
Sunday, September 29, 2013(3 of 7) Dan wants to know how much closing costs plus down payment would host him and how he could get the sellers to pay those fees.
Sunday, September 29, 2013(4 of 7) Uncle Ben is helping us keep rates low this week. They're down about a half percent so call in now before they change again.
Sunday, September 29, 2013(5 of 7) The Federal Reserve has been buying loans every year to keep rates down - is this going to happen going forward? What can we expect?
Sunday, September 29, 2013(6 of 7) What are you really signing up for as a condo buyer?
Sunday, September 29, 2013(7 of 7) Accunet helps rescue a customer's deal after a low appraisal comes in on a home they want to purchase. See how we're able to save deals that other banks can not.
Tuesday, September 24, 2013We got lucky that the rates are dipping a little at the end of October. Take advantage while the door is still open!
Tuesday, September 17, 2013There are so many reasons to take advantage of the new WHEDA program. See how you as a renter can benefit.
Monday, September 9, 2013You don't need 20% equity or a 25% down-payment to lower your rate or buy today - come see if you can benefit from this window of opportunity.
Sunday, September 8, 2013(1 of 7) Let's put the new unemployment numbers into context - how does it really affect the mortgage industry.
Sunday, September 8, 2013(2 of 7) As we dissect unemployment numbers we can really compare national to local rates to see how they affect our individual cities.
Sunday, September 8, 2013(4 of 7) Rates see-sawed a bit but the disappointing jobs numbers gave us some relief by the end of the week.
Sunday, September 8, 2013(5 of 7) I explain how we were able to help a woman save $3000 and how things have changed with parents being able to cosign on their children's loans.
Sunday, September 8, 2013(6 of 7) A buyer calls in to see if the WHEDA program allows duplex purchases and I recap how parents can help their kids buy a home without co-signing.
Sunday, September 8, 2013(7 of 7) Closing up the show I briefly describe August's home sales numbers and then describe Accunet's great customer service compared to a big bank who just ignored a man after denying his loan.
Wednesday, September 4, 2013You don't necessarily need 20% down-payment on your home purchase! Call in to see how low you can go!
Monday, September 2, 2013Hear all you can save as a first-time home buyer - don't miss out on saving money.
Sunday, September 1, 2013(1 of 5) Let's break the myth that you have to have 20% of your home value as a down payment to buy a house - it just isn't true!
Sunday, September 1, 2013(2 of 5) George is selling his primary residence and is wondering what information he should request the buyer provide in the pre-approval letter.
Sunday, September 1, 2013(3 of 5) Rates went down a little due to the unfortunate events that are unfolding in Syria.
Sunday, September 1, 2013(4 of 5) In this increasingly purchase-driven market, I speculate as to reasons why people want to become homeowners. Are there really incentives?
Sunday, September 1, 2013(5 of 5) Listen in as I share top reasons for my opinion on why people should become homeowners and how they can be successful homeowners.
- August 2013
Tuesday, August 27, 2013Home prices are up but not as much as we think. Call in and get pre-approved to buy your dream home today!
Sunday, August 25, 2013(1 of 7) I checked in to see if an ex-spouse's foreclosure really does affect the other spouse even though they're divorced.
Sunday, August 25, 2013(2 of 7) I break down the number of home sales and median sales prices to see how it really affects the Milwaukee Metro Area.
Sunday, August 25, 2013(3 of 7) The appraisal inspection isn't the end-all-be-all in your home value. I also discuss the different sales price numbers based on varying indexes - who's more accurate?
Sunday, August 25, 2013(4 of 7) After an explanation on how home sale prices affect rates today I go through this week's numbers.
Sunday, August 25, 2013(5 of 7) If you want a refresher on the WHEDA tax credit program, listen in for the details to see if you can partake in it.
Sunday, August 25, 2013(6 of 7) We had an example of a customer's value dropping 28% in value in one year. How is this possible?
Sunday, August 25, 2013(7 of 7) I lay out a couple of factors that are changing and/or affecting rates in the weeks to come.
Sunday, August 18, 2013(1 of 6) An upcoming debate to be aware of is talk of reducing or removing tax deduction options. How would this affect everyone?
Sunday, August 18, 2013(2 of 6) The only thing better than a tax deduction is a tax CREDIT. See how you could benefit as a first-time home buyer.
Sunday, August 18, 2013(3 of 6) Single family home sales are up in July meaning this is definitely a seller's market. I review the price brackets and average time on the market for the month.
Sunday, August 18, 2013(4 of 6) Rates went up about an eighth due to some European news and good unemployment numbers. See where we're at!
Sunday, August 18, 2013(5 of 6) Frank wants to get some land for hunting and is wondering if he should get a HELOC or mortgage loan.
Sunday, August 18, 2013(6 of 6) Even condo sales have risen 32% since last year in the greater 5-county Milwaukee Metro area!
Tuesday, August 13, 2013Accunet TRIPLE checks before we preapprove you to buy a home. Be confident with your purchasing power and go to www.accunet.com today!
Monday, August 12, 2013See if it behooves you to take advantage of Accunet's 2.99 15 year fixed rate!
Sunday, August 11, 2013(1 of 7) Fannie Mae and Freddie Mac are in the news a lot now that Obama wants to get rid of them. Listen in as I explain these institutions that currently ensure government-backed mortgage loans.
Sunday, August 11, 2013(2 of 7) Charlie's divorce "legally excused" him from his ex-wife's mortgage BUT now her home is going into foreclosure and is affecting his credit.
Sunday, August 11, 2013(3 of 7) Where do Fannie and Freddie stand financially compared to when they were a private entity? You'd be surprised to see where your money has gone...
Sunday, August 11, 2013( 4 of 7) Not a lot has changed this week - we can still offer the 4.375 rate (APR 4.38) and as low as $885 in closing costs!
Sunday, August 11, 2013(5 of 7) David just sold his home in WI and is moving to CA. He's wondering how he should go about doing this and what he should look out for in the CA market.
Sunday, August 11, 2013(6 of 7) Taxpayers currently are paying for Fannie and Freddie to thrive - see how history is somewhat repeating itself with these programs.
Sunday, August 11, 2013(7 of 7) A recent study talks about "anchoring" an initial sales price in real estate. See what they found.
Sunday, August 4, 2013(1 of 6)Why are these numbers so important to the mortgage lending world, you may ask? Listen in.
Sunday, August 4, 2013(2 of 6) We always average the numbers across the nation but these numbers vary highly and a percentage could mean hundreds of thousands of jobs.
Sunday, August 4, 2013(3 of 6) The Case-Schiller Index along with other housing numbers are widely misunderstood. Help me help you understand what they all mean.
- July 2013
Tuesday, July 30, 2013If you have an interest rate of 5% or above you can still save money! See how and how much now.
Sunday, July 28, 2013(1 of 7) The Wall Street Journal writes on how big of an effect low appraisals have on the market today.
Sunday, July 28, 2013(2 of 7) It is not as successful as people think but it CAN work - hear examples of when rebutting appraisals is an appropriate move.
Sunday, July 28, 2013(3 of 7) On average, big banks are charging 8/10ths of a point to do your deal. See how much more Accunet can offer for much less.
Sunday, July 28, 2013(4 of 7) Merilyn has a big 12 bedroom house and the appraiser used a 2 bedroom foreclosure for a comparable. She wonders how this is acceptable.
Sunday, July 28, 2013(5 of 7) The Federal Housing Finance Agency's Home Price Index reports the entire country's appreciation in home price sales from May 2012-2013. See where we stand in comparison to the rest of the nation.
Sunday, July 28, 2013(6 of 7) The National Association of Realty is increasing the inventory of homes listen on their website. See how this advantages you as a buyer!
Sunday, July 28, 2013(7 of 7) I compare what rates and prices were when Becky and I first purchased our home to today and realize we're still sitting pretty.
Tuesday, July 23, 2013Other banks are advertising discounted closing costs but we offer the lowest closing costs we can afford EVERY day.
Sunday, July 21, 2013(1 of 8) What do lenders look for in order to finance condominiums? I go through some of the key points that can make or break a deal.
Sunday, July 21, 2013(2 of 8) A condo refinance or purchase is based on the whole lot, not JUST the individual unit. Hear my story on a recently denied condo loan - this is popping up a lot in this market.
Sunday, July 21, 2013(3 of 8) See what I think you should look for in your real estate agent, and, beware of walking into Open Houses "un-manned"!
Sunday, July 21, 2013(4 of 8) People are starting to think the Fed will back bonds for a little longer than originally expected. Rates are a little better...for now.
Sunday, July 21, 2013(5 of 8) Learn how buyer's agency and commission works for all involved in your real estate transaction.
Sunday, July 21, 2013(6 of 8) Bob has a question about how pre-payment penalties affect him in his business of flipping properties.
Sunday, July 21, 2013(7 of 8) Who doesn't want free money? I recap the Mortgage Credit Certificate program for all those first-time home buyers out there.
Sunday, July 21, 2013(8 of 8) Fortunately some people think rates won't go as high as they used to be. Refinancing is still worth while for some people.
Tuesday, July 16, 2013We really believe we offer the best preapprovals and lowest closing costs. See if you think we're better than the big banks too!
Sunday, July 14, 2013(1 of 6)Wee which counties are up on number of homes sold and median sales price for the month of June.
Sunday, July 14, 2013(2 of 6) Listen in as I explain why programs like Fannie Mae, Freddie Mac and FHA are so beneficial and why it's not so great that they're winding down on their guarantees.
Sunday, July 14, 2013(3 of 6) Rates have come down a little since the June jobs report. See what kind of rates and closing costs Accunet can offer you today!
Sunday, July 14, 2013(4 of 6) Liens on your Title could prevent you from selling or refinancing your home. Listen in to a close call story about finding a lien on a title right before closing.
Sunday, July 14, 2013(6 of 6) Continued from my lien story, I explain the importance of finding an experienced real estate agent to identify things like the BEFORE the offer is written on a home.
Tuesday, July 9, 2013When's a good time to get an ARM loan? NOW! See why and if it's a good option for you.
Sunday, July 7, 2013(1 of 17) Jerry Serketich leads the show this week. Tune in to see how June's jobs report affected rates and the market.
Sunday, July 7, 2013(2 of 17) Tony recently filed bankruptcy and now has a couple questions regarding his house, which originally was left out of the bankruptcy.
Sunday, July 7, 2013(3 of 17) The rising economy means rising rates, but rates are still incredibly affordable, so call Accunet to get pre-approved today!
Sunday, July 7, 2013(4 of 17) Kelly is looking for advice on how to price a condo that has recently come in to her possession.
Sunday, July 7, 2013(5 of 17) Rates continue to climb, which means now is the time to refinance or purchase your home before you miss out on historic low rates!
Sunday, July 7, 2013(6 of 17) Jerry has a list of 10 things everyone should know before buying a home, and first up is the importance of knowing your credit scores.
Sunday, July 7, 2013(7 of 17) Unsure of what's in your home buying budget? Jerry gives some good guidelines how to determine what is affordable for you.
Sunday, July 7, 2013(8 of 17) Tune in to learn how to determine your own ratio and what you should aim for when purchasing a house.
Sunday, July 7, 2013(9 of 17) Not everyone can afford a large down payment. Jerry discusses what to expect and what options you may have when putting down less than 20 percent when purchasing a home.
Sunday, July 7, 2013(10 of 17) Remember, getting the right help likely will save you time and money during your home buying experience. Listen in for details.
Sunday, July 7, 2013(11 of 17) Take advantage of these lower rates before they're gone by clicking the blue button and getting pre-approved with low overhead Accunet today!
Sunday, July 7, 2013(12 of 17) Low rates are great, but they're not always the cheapest route. Here at Accunet, we will help you look at the big picture in cost to help you decide which deal is best for you.
Sunday, July 7, 2013(13 of 17) Do you want to live by a school? Or work? Maybe both, or more. Remember this time tested adage when buying a home.
Sunday, July 7, 2013(14 of 17) Are you in your home for the long haul, or plan on moving in a few years? The professionals at Accunet can help you decide what mortgage type is right for you and your future, so call today!
Sunday, July 7, 2013(15 of 17) Utilize available data to compare your home, or offer on a house, to similar ones in the area to help get the best price you can!
Sunday, July 7, 2013(16 of 17) Something many of us are familiar with, but getting a home inspection today on your potential home could mean big savings tomorrow.
Sunday, July 7, 2013(17 of 17) Jerry briefly highlights what upcoming reports the markets are sure to keep an eye. Tune in to find out.
Monday, July 1, 2013Don't let this window of opportunity close on you! Rates are back down a bit from recent highs.
Monday, July 1, 2013Are you or someone you know looking to be a first time home-buyer? Accunet is offering a new Federal Tax Credit program. Tune in to see if you qualify.
- June 2013
Sunday, June 30, 2013(1 of 7) Rates are rising faster than they have in years! With the attention this news is receiving, I discuss why there is no need to panic.
Sunday, June 30, 2013(2 of 7) With home prices in the U.S. up 12.1 percent from a year ago, let's take a look at some of the larger markets nationwide.
Sunday, June 30, 2013(3 of 7) The FHFA shows that Wisconsin's home prices are rising slowly, which means that it is still a great time to buy while rates retreat slightly from their recent rapid increase.
Sunday, June 30, 2013(4 of 7) Rates receded slightly in the last week, so if you've been holding out, give us a call or click the Blue Button today!
Sunday, June 30, 2013(5 of 7) Mark is looking for a winter home down in Sarasota and would like some advice. I share my thoughts on a well-recovering Florida market.
Sunday, June 30, 2013(6 of 7) A local home recently sold well above its asking price. But will it appraise out? I discuss how appraisal bracketing can affect an accepted offer.
Sunday, June 30, 2013(7 of 7) Being thorough on a pre-approval is a great way to know how much of a payment you can afford. Call today or click the Blue Button to get your own pre-approval with low overhead Accunet!
Wednesday, June 19, 2013
Shorten your term and save on interest with Accunet's 20 year fixed rate.
Tuesday, June 18, 2013Let's not underestimate how complicated it is to qualify for a loan now-a-days. Accunet does everything we can to make it as smooth as possible.
Sunday, June 16, 2013(1 of 11) Now is the time to make the most of your home purchasing. Let's dig in to why home buying power will likely weaken in the coming years.
Sunday, June 16, 2013(2 of 11) Krista, a first time home buyer who recently closed on a home with us, calls in to describe her experience with Accunet. Thanks again Krista, and congrats on your new home!
Sunday, June 16, 2013(3 of 11) While we've become acclimated to low rates over the last few years, it's time to realize they won't last forever. It's not too late to enjoy these all-time lows, so give us a call or click the Blue Button today!
Sunday, June 16, 2013(4 of 11) I discuss why buying as much house as you can today outweighs upgrading down the road.
Sunday, June 16, 2013(5 of 11) Rates looking better than they have in weeks, so take advantage now while you can!
Sunday, June 16, 2013(6 of 11) Home buying can be tricky for anyone, so don't get caught without representation come negotiation time.
Sunday, June 16, 2013(7 of 11) Catching problems early saves time and money. I discuss why not leaving enough time for an inspection could cost you more than you think.
Sunday, June 16, 2013(8 of 11) The right to cure defects not only protects buyers from potential structural issues, but can also be used as a powerful bargaining chip. Let's look at the potential of both.
Sunday, June 16, 2013(9 of 11) Learn how to protect yourself as a buyer when it comes to appraisals and financing.
Sunday, June 16, 2013(10 of 11) Bob is close to closing only to find out that his buyer has two federal liens. Let's look at the steps to take to ensure that your buyer has been fully vetted before you become too emerged in the deal.
Sunday, June 16, 2013(11 of 11) With how tight regulations are these days, skewed details can derail any deal. I talk about how documenting has become something of a "fetish" in the lending world, and how you can avoid any missteps.
Monday, June 10, 2013Take those low rates the big banks are giving you with a grain of salt. Accunet can give you a true rate quote AND without the hidden fees.
Friday, June 7, 2013I'm here to remind you that there's still time to refinance and that Accunet offers some of the best pre-approvals around! See why now!
Monday, June 3, 2013Accunet has a 98.63% recommendation rating because we offer up front low rates and closing costs unlike some of our competitors. Don't be sucked into the deceiving rates.
Monday, June 3, 2013Remember we still only have until next Friday, June 7th to see what happens with the jobs report but we can never predict what they'll reveal. Avoid the impact and click the Blue Button today!
- May 2013
Tuesday, May 28, 2013We're counting down 'til the next jobs report on Friday, June 7th. The clock is ticking - don't wait for the rates to skyrocket.
Sunday, May 26, 2013(1 of 8) Home prices across the country are trending up since last year. So where does the Milwaukee Metro Area stand so far in 2013? Tune in to find out.
Sunday, May 26, 2013(2 of 8) We broaden our scope to the larger markets across the nation and see where housing values have increased or maybe decreased over the past year.
Sunday, May 26, 2013(3 of 8) How long might it take you to sell your house? Let's delve in to April's market velocity and learn more.
Sunday, May 26, 2013(4 of 8) Closing costs may have increased a bit over the last few weeks, but great rates are still available!
Sunday, May 26, 2013(5 of 8) The Federal Reserve is contemplating on when to taper its bond buying. I discuss how the market reacts to recent and upcoming economic news.
Sunday, May 26, 2013(6 of 8) Dan is currently renting and inquires in to the possibility of rolling his current student loan in with a new mortgage loan.
Sunday, May 26, 2013(7 of 8) Tristan is considering refinancing his FHA loan. Our low cost Desk Evaluation Review might be the tool he needs to start saving him some money.
Sunday, May 26, 2013(8 of 8) With home prices and rates both rising, now is the time to take advantage of these still low rates before time runs out!
Tuesday, May 21, 2013See the many reasons why Accunet is better than most of our competitors. Go local and see how satisfied you'll be!
Sunday, May 19, 2013(1 of 9) I give more examples from family friends selling in this great seller's market. See what can help sell YOUR home in 4 hours!
Sunday, May 19, 2013(2 of 9) We discuss the different between a full and limited service agent model in real estate. See which one I recommended my friend to use in selling their home.
Sunday, May 19, 2013(3 of 9) Nick is going to graduate school for 7 years and is wondering if he should purchase or rent in this market.
Sunday, May 19, 2013(4 of 9) Nick may be a great candidate for the new WHEDA MCC Program so I recap the qualifications for that program to see if he may be interested.
Sunday, May 19, 2013(5 of 9) Rates have gone from super fantastic to just plain fantastic. See where we're at today!
Sunday, May 19, 2013(6 of 9) Allison was wondering if it's worth it for her to refinance with her current rate at 4.5%. I talk about what it means to be "worth" it in this day and age.
Sunday, May 19, 2013(7 of 9) Everyone wants to know what makes rates so volatile. I go over the top 5 factors that affect rates.
Sunday, May 19, 2013(8 of 9) There are way too many things that affect rates and we can't possibly predict where they'll go. We only know what we know now so don't second guess if you can save today!
Sunday, May 19, 2013(9 of 9) Not all offers are for more than the listing price. I go over the average numbers as of late.
Monday, May 13, 2013Accunet is still giving you the choice and opportunity to refinance at low rates before they tick up. Don't miss out!
Sunday, May 12, 2013(1 of 10) I recap an Accunet customer's experience with a bad inspection on a home they wanted to buy. See what they did to keep the deal alive.
Sunday, May 12, 2013(2 of 10) Mike owes more than his home is worth and wants to know his options. I go over the HARP program and eligibility.
Sunday, May 12, 2013(3 of 10) Sue wants to put her house on the market but it needs some work. Should she do the work first or just list it?
Sunday, May 12, 2013(4 of 10) Are home sales going anywhere? Tune in to see where April stood in the grand scheme of things.
Sunday, May 12, 2013(5 of 10) We're glad that the employment numbers are better but every upside has a down side. See what rates are now and what we can or cannot look forward to.
Sunday, May 12, 2013(6 of 10) Bruce is wondering if it's true that the banks are the ones turning down deals now in underwriting.
Sunday, May 12, 2013(7 of 10) Appraisals are quickly becoming the big bad wolf in mortgage deals. I recap the appraisal's affect on deals.
Sunday, May 12, 2013(8 of 10) Scott and his wife are outgrowing their home and want to build. Should they try and qualify while they stay in the home?
Sunday, May 12, 2013(9 of 10) Dick wants to buy a foreclosure that's available with the Fannie Mae Home Path Program.
Sunday, May 12, 2013(10 of 10) Mike is interested in a lake home and wants to know what it means to "lock in a rate". Does he need to have a property in mind or an offer to lock in?
Monday, May 6, 2013See why low overhead, high satisfaction Accunet is the most trustworthy Mortgage Banker around!
Monday, May 6, 2013The better-than-expected jobs report increased rates but you can never predict what'l happen to rates. See if you can still save.
Sunday, May 5, 2013(1 of 6) See why the jobs report has the most impact on mortgage rates and where the trends are this year so far.
Sunday, May 5, 2013(2 of 6) As a licensed real estate agent, I wanted to give my advice to buyers on how to write up your winning offer - the first time! Listen in.
Sunday, May 5, 2013(3 of 6) Up a little from last week, but rates are still lower than ever so don't be discouraged and call in today!
Sunday, May 5, 2013(4 of 6) Dan is wondering how we can close the gap between the seller's price and the appraisal when purchasing a home.
Sunday, May 5, 2013(5 of 6) Michael's appraisal came in $300,000 lower than the year before - a common occurrence nowadays. He's wondering if there's a way to counter the appraisal.
Sunday, May 5, 2013(6 of 6) Can you really take the Case Shiller Home Price Index at face value? See why the numbers are deceiving.
- April 2013
Monday, April 29, 2013We have until Friday, May 3rd to see how rates will change based on the new Jobs Report. The rates are great now so take advantage of them while you can!
Monday, April 29, 2013Don't let the big banks pull a cloak over your eyes! Accunet's highly satisfied customers can attest to our great deals and up-front details. Become one of them today!
Monday, April 29, 2013See how Accunet Realty Advisers can provide you with a trusted expert in the field!
Sunday, April 28, 2013(1 of 8) Purchase Price, Inspections and Appraisals all affect the bottom line in a real estate deal, but the banks have their own rules too. I talk about how they can deny a loan because of a seemingly good appraisal.
Sunday, April 28, 2013(2 of 8) We're getting back to the old "normal" numbers for home sales, but does that translate to your city's market? Listen in to find out.
Sunday, April 28, 2013(3 of 8) The home sales market might be up 7% but not necessarily for you. See where WI stands on numbers and types of homes sold so far this year.
Sunday, April 28, 2013(4 of 8) Cash offers for home purchases are now at 30%. I speculate as to how that helps the housing market.
Sunday, April 28, 2013(5 of 8) Theresa is a first-time home buyer and is wondering what the process of purchasing a relative's home looks like.
Sunday, April 28, 2013(6 of 8) People are noticing the great rates and you should too! Also see why taking a higher rate to avoid up-front costs may be worth it in the end.
Sunday, April 28, 2013(7 of 8) I discuss specific things we need and need to do in this complicated market in order to approve a loan. It's not as easy as it used to be.
Sunday, April 28, 2013(8 of 8) Don't get an unskilled, premature pre-approval to possibly regret it later. Listen in to see why it's so important to work with professionals like Accunet.
Monday, April 22, 2013We're forecasting a rise in rates by the end of the year but that still leaves time for you to refinance now. Don't wait and be late!
Sunday, April 21, 2013(1 of 10) The new government Mortgage Credit Certificate is all the rave right now. See if you're eligible!
Sunday, April 21, 2013(2 of 10) Matt wants to know if the MCC Program applies to new construction homes.
Sunday, April 21, 2013(3 of 10) Bob's daughter currently has a WHEDA loan, which she purchased as a first-time homebuyer. They want to know if she can refinance with another WHEDA loan.
Sunday, April 21, 2013(4 of 10) If you're property is under water (you owe more than it's worth) the government HARP program may be able to help. Find out how!
Sunday, April 21, 2013(5 of 10) A lot of prospective home-buyers are thinking they'll buy a "starter" home and then buy their real home down the road. I explain why that may not be a plausible idea anymore.
Sunday, April 21, 2013(6 of 10) With every negative, there's a positive. The Consumer Price Index went down which means rates are great!
Sunday, April 21, 2013(7 of 10) Theresa is wondering just how accurate their property tax bill assessment is and I explain how more and more transactions don't need appraisals. See if you could be one of them.
Sunday, April 21, 2013(8 of 10) Richard wants to know if he and and his wife, a couple in their 60's, can qualify for the MCC Program. And, what's more, he's a veteran - see how that's a bonus!
Sunday, April 21, 2013(9 of 10) When Accunet says we're a Fair Housing Lender, we mean it! See how the industry regulates how loan officers get paid and how WE give fair quotes every time.
Sunday, April 21, 2013(10 of 10) I advised a new homebuyer couple to buy at the top of their budget. Hear my explanation for why it's a good idea to stretch yourself in this purchasing market.
Monday, April 15, 2013Why are rates still low now and where can we expect them to go?
Monday, April 15, 2013Let me remind you why mortgage rates are abnormally low.
Sunday, April 14, 2013(1 of 7) The government is aiming to encourage people to become homeowners. These new programs may help you!
Sunday, April 14, 2013(2 of 7) Pat asks if additionally paying down his loan each month is really the best use of his funds.
Sunday, April 14, 2013(3 of 7) Todd, as I'm sure many of our listeners, ask what really makes "all the right stuff" to get Accunet's best rates. Tune in for a break-down of the factors that matter!
Sunday, April 14, 2013(4 of 7) I go over this week's rate trend and re-iterate the "all the right stuff" components to keep in mind when getting our quotes.
Sunday, April 14, 2013(5 of 7) These Federal Government programs are the only reason we have 30 year fixed rate loan options available now. Hear my advice on how much home you should look to buy in the state of our economy now.
Sunday, April 14, 2013(6 of 7) We are still stressing how great this new Mortgage Credit Certificate program is for first time home-buyers. Accunet is 1 of only 11 mortgage bankers in WI who offer it so far!
Sunday, April 14, 2013(7 of 7) Don't make these mistakes when putting an offer down on a house. We want you to work with you lender ahead of time to avoid that "uh-oh" moment.
Sunday, April 7, 2013(1 of 9) The Federal Reserve Bank ties its policies to the unemployment rate. I talk about why that may not be the best idea and how other markets are catching on to this faux pas.
Sunday, April 7, 2013(2 of 9) Accunet can help with real estate advice as well! Make sure you are a knowledgeable buyer walking into open houses.
Sunday, April 7, 2013(3 of 9) The labor force is a hot topic. See how much education can affect your hireability and how that ties into being qualified to get a loan.
Sunday, April 7, 2013(4 of 9) Student debt affects your home purchasing power. See how soon after school's out you can qualify to buy a home, students!
Sunday, April 7, 2013(5 of 9) We know the jobs report lowered rates significantly this week. See how, in today's environment, there are still so many people not taking advantage of the great rates.
Sunday, April 7, 2013(6 of 9) Ron asks about FHA loans. Can he lower his rate without paying closing costs?
Sunday, April 7, 2013(7 of 9) Pam wants to know if it would be worth it for her and her husband to refinance from a 15 year to a 10 year.
Sunday, April 7, 2013(8 of 9) Single family home sales are up and continue to shine. See where list prices are at today!
Sunday, April 7, 2013(9 of 9) Mark has a VA ARM loan and needs to refinance soon. What should he do?
Friday, April 5, 2013I explain why the unemployment rates aren't really what they seem and how that affects rates this week.
- January 2013
Monday, January 28, 2013A couple of good economic reports have put the trend on mortgage rates solidly in the upward direction. What to do? Wait to see if the trend reverses or take what the market’s offering before the trend gets out of hand. Make sure you're not leaving meaningful savings on the table and click on the blue button!
Tuesday, January 15, 2013You've already heard that Uncle Sam is going to run out of money by mid February unless Congress votes to increase the debt ceiling. How does the future look? It's a toss up! Give yourself a deadline and lock in with Accunet to get your savings before the next DC deadline decision affects rates!
Thursday, January 3, 2013Well Congress finally resolved to pull us back up to the top of the fiscal cliff at least for another two months. What fiscal resolutions do you have for the new year? I’d like to propose you take a look at your mortgage!
- December 2012
Wednesday, December 12, 2012I’ll bet a lot more people would prefer a personal shopper if it wasn’t too expensive. Why not let Accunet Mortgage be your personal mortgage shopper this season!
Sunday, December 9, 2012Metropolitan Milwaukee Area November Single Family Dwelling Sales are up! Consumer confidence is good despite the economy’s current state (1 of 8).
Sunday, December 9, 2012Condo sales are up. 42% of condo sales were for cash in November (2 of 8).
Sunday, December 9, 2012We'll have to do better as an industry of lenders to instill the importance of not making these common mistakes (3 of 8).
Sunday, December 9, 2012With 25% equity, 740 credit score, 200k loan amount, no cash out, no 2nd mortgage, Accunet can offer a 3.375 Rate with $1135 in closing costs which is half of the national average closing cost at $2300 (4 of 8).
Sunday, December 9, 2012With the fiscal cliff looming, the media debates on the actions of the government (5 of 8).
Sunday, December 9, 2012Sara from Hartland has a question about refinancing with a recent pay cut.(6 of 8).
Sunday, December 9, 2012Al from Fond du Lac has a question about his current cash out refinance options (7 of 8).
Sunday, December 9, 2012The Federal reserve is purchasing mortgages to push down rates (8 of 8).
Tuesday, December 4, 2012This is Brian Wickert, Chief Contrast Officer here to once again point out why you’re better off with locally owned Accunet instead of your bank: closing costs and time to close.
Tuesday, December 4, 2012Anybody that's been out shopping knows what the lines are like at the shopping malls. What are things like in the mortgage marketplace? Long lines. Locally owned and operated Accunet Mortgage can get your loan closed in half the time as the big banks or less.
- November 2012
Tuesday, November 27, 2012I know a lot of people feel especially starved for time this time of year. So here’s my idea.How’s about saving some real money by clicking’ on the blue button at Accunet dot com. It takes less than two minutes to complete the no social security number required mortgage check up. And then it only takes about 20 minutes the next day to have a phone conversation, lock in your rate and take your application, all by phone. No appointment.
Sunday, November 25, 2012(1 - 6) Understand how appraisals work and what to expect - comparable homes, adjustments, and appraisal bracketing.
Sunday, November 25, 2012(2-6)The Federal Government is spending 47% more than they bring in yearly. See how this is affecting your ability to buy and sell your home.
Sunday, November 25, 2012(3-6) As a home owner and home seller see what vital information you need to know about the 2012 appraisal industry.
Sunday, November 25, 2012(4-6) Isn't it always better to get the lowest possible rate?! Maybe not...see what Accunexperts suggest to be the most savings for you in this volatile market.
Sunday, November 25, 2012(5-6)Who wouldn't give anything to make the buying and selling process smoother? Tune in to see what I suggest as an innovative strategy for real estate agents today.
Sunday, November 25, 2012(6-6) The Federal Housing Administration gets bailed out each year when they overspend on foreclosures. See what this means for us as 2012 comes to an end.
Tuesday, November 20, 2012Well France’s government bond rating just got downgraded. That’s a stark reminder that the same thing could happen to the United States again if we don’t get our fiscal cliff issues in order. But there is a glimmer of hope in Washington that maybe the parties, the democrats and the republicans can come up with a compromise. Bottom line is that mortgage rates here in the US are still nothing short of great!
Tuesday, November 13, 2012Single family home sales in the five county Milwaukee Metro Area for the month of October were up 25% from a year ago. Condominium sales were up 45% from 2011.
Sunday, November 11, 2012(1-8) Listen while we quell your fears on rate forecasts and why you needn't worry about the elections effect on mortgage rates.
Sunday, November 11, 2012(2-8) David in Waukesha asks if it is possible to get financing on a home that is currently listed for sale.
Sunday, November 11, 2012(3-8) Tim in Milwaukee wants to refinance on his home even though one of his rental properties was recently foreclosed. Listen to our advice on what Tim's financing options are.
Sunday, November 11, 2012(4-8) Tom in Milwaukee wants to urge prospective buyers to buy his house before we fall off the Fiscal Cliff. See if it's a good idea or not.
Sunday, November 11, 2012(5-8) Hear why rates this week are still showing record lows since the election outcome and why the Wall Street Journal features Accunet as one of the top Mortgage Companies.
Sunday, November 11, 2012(6-8) Phil in Waukesha asks how much job history a borrower would need to get financing for a loan after being unemployed for a year. There's still hope!
Sunday, November 11, 2012(7-8) Thought FICO credit scores only went up to 850? Well Jim in Pewaukee is confused at his ungodly high credit score of 900+.
Sunday, November 11, 2012(8-8) Looks like we're selling more homes this year, but wait until you hear the fine print before you go putting your house on the market. Statistics can be misleading.
Wednesday, November 7, 2012Mortgage rates are down a bit because the market interprets the election as delivering more of the same - continued sluggish job and economic growth and more Washington gridlock. Post election, Accunet Mortgage can now deliver a 3.39 APR with just 855 dollars of closing costs on a 200 thousand dollar loan with 25 percent equity and all the other right stuff. The 20 year tweener is down to a 3.27 APR and the 15 year fixed is at 2.79 APR.
- September 2012
Wednesday, September 26, 2012As you already know, the Federal Reserve is taking steps to drive down mortgage rates even more. We’ve been calling that the zig, and at the moment it’s working. But what neither you nor I can predict is how long this zig will last. Pushing in the zag or upward rate direction is U.S. consumer confidence which just came in again, far better than expectation. And it won’t be too many weeks or months before the other 800 pound gorilla in Washington DC, Fannie Mae and Freddie Mac’s regulator, decides to act again on their already announced plan to push rates up so Fannie and Freddie’s share of the mortgage market shrinks.
Sunday, September 23, 2012(1 of 10) Global Central Bank, Bank of Japan, and European Central Bank are adding monetary stimulus to reduce joblessness.
Sunday, September 23, 2012(2 of 10) Mary in Michigan has a question about consolidating her debt and rolling into her mortgage
Sunday, September 23, 2012(3 of 10) Bob in Milwaukee has a question about selling his house and purchasing a smaller one in his current situation.
Sunday, September 23, 2012(4 of 10) Steve in Racine has a question about a non-owner occupied loan rates.
Sunday, September 23, 2012(5 of 10) Chris in Sheboygan has a question about her home appraisal that cost her home value.
Sunday, September 23, 2012(6 of 10) The weekly Freddie survey rates are down and so are Accunet's. Almost 3 points below where we were 6 years ago for rates.
Sunday, September 23, 2012(7 of 10) Mortgage guarantee fees now will vary by state, increasing where it costs more or takes longer to close on a home.
Sunday, September 23, 2012(8 of 10) John in West Allis has a question about consolidating his credit card debt with his self-employment.
Sunday, September 23, 2012(9 of 10) A Milwaukee Journal Sentinel article lays out five steps to purchasing a short-sale or foreclosed property.
Sunday, September 23, 2012(10 of 10) Matt in Oshkosh has a question about his current refinance and his rate.
Tuesday, September 18, 2012Accunet Mortgage Minute: The Fed is trying to push down mortgage rates, but Fannie Mae and Freddie Mac's regulator is trying increase rates!
Tuesday, September 18, 2012The big national lenders are disguising their low rates with large closing costs! Local low-overhead Accunet can save you on those closing costs and low rates.
Monday, September 17, 2012A dip in rates from the Federal Reserve is being countered by the news that Fannie Mae and Freddie Mac's regulator is trying to get them out of government hands. What's a homeowner to do?
Sunday, September 16, 2012(1 of 7) The federal reserve open market committee announced that it will create an extra 40 billion dollars each month to buy mortgage backed securities.
Sunday, September 16, 2012(2 of 7) Home Affordable Refinance Program is made for people's loans who are backed by Freddie or Fannie prior to April 2009 (for one time only). The HARP 3.0 suggestion would take care of appraisal fees and ease the required amount of income documentation.
Sunday, September 16, 2012(3 of 7) There was multiple repricing this week from Thursday to Friday and there will be continued volatility.
Sunday, September 16, 2012(4 of 7) Home sales went up and condo sales are still signaling a buyer's market.
Sunday, September 16, 2012(5 of 7) A heartwarming refinance story from Friday.
Sunday, September 16, 2012(6 of 7) A caller has a question about a down-payment for a non-occupied single family dwelling in Las Vegas.
Sunday, September 16, 2012(7 of 7) A caller has questions about lowering his monthly payments. I recommend contacting your service provider and using them to your advantage as they are more likely to help you out.
Wednesday, September 12, 2012Interest rates have gone up about one eighth of a percent on 30 year fixed-rates due to government regulations concerning Freddie Mac and Fannie Mae, but it's not too late to save!
Sunday, September 9, 2012(1 of 10) The current influences on the mortgage rates and where we're going.
Sunday, September 9, 2012(2 of 10) A caller has questions about his recent bankruptcy and his refinance options.
Sunday, September 9, 2012(3 of 10) August sales are slightly down from last year, but still in the same average area.
Sunday, September 9, 2012(4 of 10) A caller has questions about reverse mortgages and I tell you the negatives and positives.;
Sunday, September 9, 2012(5 of 10) Mortgage rates are still good despite all the government meddling.
Sunday, September 9, 2012(6 of 10) A customer wants comparable rates to his "Save our home" program, also known as HARP.
Sunday, September 9, 2012(7 of 10) A caller has mistakes on account of her energy provider and how it affected her credit score.
Sunday, September 9, 2012(8 of 10) A caller wants to know about ARMs and paying off those terms quicker.
Sunday, September 9, 2012(9 of 10) Pre-approvals are essential for qualifying for a purchase and ensure possible deals for both parties.
Sunday, September 9, 2012(10 of 10) What does the future hold for means of quantitative easing?
Tuesday, September 4, 2012Today, I can say with 100% certainty that rates on 20 and 30 year loans guaranteed by Fannie Mae and Freddie Mac are increasing an 1/8th of a percent in a matter of days. That’s because Fannie and Freddie’s regulator is forcing them to increase the annual fee they charge to guarantee loans. Ironically, their rate increase announcement came on the exact same day Federal Reserve chairman Ben Bernake was talking about possibly pushing mortgage rates down. The bottomline? the rate increase is 100% certain, tbut he future rate decrease remains to be seen.
Sunday, September 2, 2012(1 of 8) Interest rates are creeping down due to Friday's commentary by Ben Bernacke.
Sunday, September 2, 2012(2 of 8) The rates are probably going to lower as cause of the employment data being released this Friday, concerning jobs and it's right before the next fed meeting.
Sunday, September 2, 2012(3 of 8) Interest rates have never been lower and so have home prices.
Sunday, September 2, 2012(4 of 8) A caller has questions about converting a resort to condos with financing.
Sunday, September 2, 2012(5 of 8) The low rates are broken down in our rate roundup. Tune in!
Sunday, September 2, 2012(6 of 8) A caller has a question about his mother's property for his son, his credit score and refinancing with Accunet.
Sunday, September 2, 2012(7 of 8) A caller has a question about refinancing his jumbo mortgage.
Sunday, September 2, 2012(8 of 8) Bring in your pre-approvals with all the right stuff and we'll get the ball moving on getting you in your home!
- August 2012
Monday, August 27, 2012A lot of homeowners these days would like to switch to a 15 year fixed but are surprised to find out how big the payments are. On a 200 thousand dollar loan, the payment on a 15 year at 2.96 APR is 450 dollars per month higher than the 30 year payment. But I bet you didn’t know Accunet has something in between, a 20 year fixed rate at a 3.375 rate with no points and an APR of 3 point 41.
Monday, August 27, 2012August rates are back down as the kids head back into school. Stop in at your neighborhood friendly Accunet to lock-in today!
Monday, August 27, 2012It seems like for most of August, the interest rate markets forgot how bad things still are in Europe, and then we had a dribble of halfway decent US economic news which sent rates up about a quarter percent from their all time record lows in July. But for now anyway, rates have turned around because of the negative US economic outlook detailed in the minutes from the Federal Reserve’s most recent meeting. The takeaway here is that interest rates don’t go in the same direction forever, so why gamble?
Monday, August 27, 2012(1 of 8) Have you seen the advertisements for run-down homes for cash? We give you the low down on these home buyers.
Monday, August 27, 2012(2 of 8) Home improvements and what you need to disclose.
Monday, August 27, 2012(3 of 8) The Dos and Don'ts concerning home buying. Keys to the process: patience and communication!
Monday, August 27, 2012(4 of 8) The rates have returned about halfway to their low lows.
Monday, August 27, 2012(5 of 8) Mark has a question about a seven year refinance and his options with current rates.
Monday, August 27, 2012(6 of 8) The rates are back and it's time to lock-up!
Monday, August 27, 2012(7 of 8) The update from last week's show with information on Greece, Germany, and our own rates!
Monday, August 27, 2012(8 of 8) All the information on the Wisconsin Housing and Economic Development Authority (WHEDA) Program for home purchases!
Monday, August 20, 2012If you’ve been watching mortgage rates, you know they’re up about a quarter percent from the all-time record lows in July. So if you didn’t pull the trigger then, do you wait for rates to come back down? Well the problem is that may not happen, but then again it might. So here’s Accunet’s solution – we’ve negotiated with one of our funding sources for 30 year and 15 year conforming fixed rate loans, to offer a free float down option, so that you can lock in your rate up front, but still get a lower rate if the market improves after your loan’s approved.
Sunday, August 19, 2012(1 of 8) Rates have slightly risen, but the bottom line is to lock-in now and not have to worry about where the rates are going to go from here!
Sunday, August 19, 2012(2 of 8) A brief history of Fannie and Freddie's bail out and why it was needed.
Sunday, August 19, 2012(3 of 8) The lowest rates are in America and the reasoning behind the "security guarantee".
Sunday, August 19, 2012(4 of 8) Increasing rates, their uncertainty, and the reasons for securing it locally.
Sunday, August 19, 2012(5 of 8) Self-employed individuals need to disclose their earnings even if they fluctuate. Using your Tax Returns are your best bet!
Sunday, August 19, 2012(6 of 8) Making custom terms 8-30 years are our specialty!
Sunday, August 19, 2012(7 of 8) The rate will change again with the next job report and the presidential election, but why chance a low change in your monthly payments? Lock-in now with low overhead Accunet Mortgage!
Sunday, August 19, 2012(8 of 8) A testimony of customer satisfaction at Accunet Mortgage!
Wednesday, August 15, 2012Wisconsin has some of the highest closing costs in the country. That's not actually so! The rates are based on a national survey of large banks, not local guys like low overhead Accunet!
Sunday, August 12, 2012(1 of 6) Listen live each and every Sunday at 10:00 AM on Radio 620 WTMJ!
Sunday, August 12, 2012(2 of 6) Listen live each and every Sunday at 10:00 AM on Radio 620 WTMJ!
Sunday, August 12, 2012(3 of 6) Listen live each and every Sunday at 10:00 AM on Radio 620 WTMJ!
Sunday, August 12, 2012(4 of 6) Listen live each and every Sunday at 10:00 AM on Radio 620 WTMJ!
Sunday, August 12, 2012(5 of 6) Listen live each and every Sunday at 10:00 AM on Radio 620 WTMJ!
Sunday, August 12, 2012(6 of 6) Listen live each and every Sunday at 10:00 AM on Radio 620 WTMJ!
Sunday, August 5, 2012(Part 1 of 6) Listen live each and every Sunday at 10:00 AM on radio 620 WTMJ!
Sunday, August 5, 2012(Part 2 of 6) Listen live each and every Sunday at 10:00 AM on radio 620 WTMJ!
Sunday, August 5, 2012(Part 3 of 6) Listen live each and every Sunday at 10:00 AM on radio 620 WTMJ!
Sunday, August 5, 2012(Part 4 of 6) Listen live each and every Sunday at 10:00 AM on radio 620 WTMJ!
Sunday, August 5, 2012(Part 5 of 6) Listen live each and every Sunday at 10:00 AM on radio 620 WTMJ!
Sunday, August 5, 2012(Part 6 of 6) Listen live each and every Sunday at 10:00 AM on radio 620 WTMJ!
- July 2012
Sunday, July 29, 2012Listen live each and every Sunday at 10:00 AM on radio 620 WTMJ!
Tuesday, July 24, 2012One, are rates low enough to refinance, and two, which lender should you use? The old 1% rate reduction rule of thumb is true if you have loan of a hundred thousand dollars or less. But if you have two hundred thousand dollar loan or more, it only takes a half percent reduction in rate to win big. As for which lender to use, Accunet Mortgage has a proven track record of closing costs that are about two thousand dollars less than the national average for the same rate.
Sunday, July 15, 2012Listen Live each and every Sunday at 10:00 AM on radio 620 WTMJ.
Wednesday, July 11, 2012Listen Live each and every Sunday at 10:00 AM CST on Radio 620 WTMJ.
Wednesday, July 11, 2012Rates stayed low this week maintaining all time lows.
Wednesday, July 4, 2012Could rates have hit rock bottom? Freddie Mac's two most recent weekly reports for the 30 year fixed came in at exactly the same rate at 3.66% with 0.7 points. See what rate and fee combination Accunet can offer you by clicking here.
Sunday, July 1, 2012Listen Live each and every Sunday at 10:00 AM CST on Radio 620 WTMJ.
- June 2012
Tuesday, June 26, 2012The 30 year fixed rate hit another record low according to Freddie Mac's Weekly Rate Survey. Lock in a great rate today at Accunet Mortgage, just click on the Blue Button.
Sunday, June 24, 2012Listen Live every Sunday at 10:00 AM CST.
Monday, June 18, 2012Home sales are up throughout Wisconsin, but are home prices up? Find out by listening today.
Wednesday, June 13, 2012Mortgage rates set another world record low. However, rates do not go one way forever so click on the blue button and get a no social security required mortgage checkup.
Wednesday, June 6, 2012Reason number one, closing costs. Accunet’s closing costs are routinely a thousand dollars less than the big banks. Reason number two, we have more than one bank where we can place your loan. If bank number one doesn’t like your appraisal, we can go to bank number two or even three. You only have one kick at the can if you go with your current lender. Reason number three, time. Big banks are taking upwards of 70 days to close loans if you can get them to take your call. With Accunet, we can take care of you loan online and over the phone, and even send the loan closer to your home or office, all in about half the time.
Wednesday, June 6, 2012On a $200,000 30 year fixed rate with 25% equity and all the other right stuff Accunet Mortgage can offer a 3.75% rate with 0 points and an APR of 3.77%.
- May 2012
Tuesday, May 22, 2012Accunet Mortgage can offer a 30 year fixed at 3.625% with an APR of 3.73% on a 200,000 loan and all the other right stuff. Click on the blue button to receive your mortgage checkup.
Tuesday, May 22, 2012Rates are truly at record lows. Don't gamble on rates going lower; lock in an already record low rate today.
Sunday, May 20, 2012As rates inch lower, a new record low rate has been achieved. Freddie Mac published the average rate for a 30 year fixed was 3.79% with 0.7 points, which is a new record. Listen today for more details, and to find out how Accunet Mortgage beats the competition.
Wednesday, May 16, 2012The renewed threat of Greece leaving the Eurozone has mortgage rates headed for fresh record lows. But rates won’t keep dropping forever. In fact, as more homeowners and buyers queue up to lock in today’s genuine record low rates, there’s an ever greater chance rates will get stuck or go up simply because of lender capacity. See what Accunet can do for you, and click on the blue button for a personalized mortgage checkup.
Sunday, May 13, 2012With rates this low, Banks are having trouble keeping up with the business. Find out how to best navigate this swamped mortgage market by listening today.
Thursday, May 3, 2012Rates are at or near all time lows. Click on that blue button today and get on the road to refinancing.
Thursday, May 3, 2012A 15 year fixed, 10 year fixed, 5 year arm, and a 7 year arm. What do they all have in common? Rates in the 2's. These crazy low rates can change any second and are for loans of 200 to 417 thousand dollars with at least 25% equity and all the other right stuff. So click on the Blue Button before rates change.
- April 2012
Wednesday, April 25, 2012On a 200,000 loan with 25% equity, and "all the other right stuff," Accunet can offer a 30 year fixed rate at 3.90% APR.
Monday, April 23, 2012Skip to 11:00 to find out what happens to your home and mortgage in a divorce situation.
Monday, April 9, 2012Gas prices going up and mortgage rates are going down. Find out how Accunet can fill your gas tank with a Zero cost refinance.
Monday, April 9, 2012Economists expected the US economy to create 200,000 jobs in the month of March; however the US only created 120,000 jobs. This unexpectedly bad jobs report sent mortgage rates into a free fall on Friday April 6th. Click on the blue button to receive a detailed rate and fee analysis from one of Accunet's nationally licensed Loan Consultants.
Tuesday, April 3, 2012We found a bank that’s putting 15 year fixed loans into their portfolio, and they’re holding the rate below market at 2.99% if you have 20% equity and all the other right stuff. Click on the Blue Button to get expert advice on this terrific rate while it still lasts.
Tuesday, April 3, 2012On Friday, the unemployment rate and the number of new jobs created will be released by the Federal Government. If either of these numbers beat expectations, that will be bad for mortgage rates. Don't risk it, and click on the Blue Button today.
Sunday, April 1, 2012Listen at 24:15 to find out the most critical error one can make when purchasing a house.
- January 2012
Tuesday, January 31, 2012The watch dog is barking again. Congress increased the mortgage rates by an eighth of a percent to pay for a 2 month social security tax break. Both parties in Congress want desperately to extend the tax break till the end of the year. Will Congress raise rates again? Lock in a great low rate while you still can.
Tuesday, January 31, 2012Accunet Mortgage is ranked as the 3rd largest direct to consumer Mortgage Banker in the area. But that isn't the number we are most proud of. The most important number is that Accunet is twice as efficient as any of the other top 10 bankers. That means lower closing costs for you.
Sunday, January 29, 20121) Congress 2) Improving Economy 3) Inflation 4) United State's Mounting Pile of Debt Listen now for an in depth explanation starting at 28:20.
Wednesday, January 25, 2012Rates are incredibly low. If you have a rate in the high 4's you need to be clicking on the blue button and getting a free, no social security number required mortgage checkup.
Tuesday, January 24, 2012With home values staying flat or declining, equity will continue to be the largest hurdle to refinancing. Listen now to find out what other factors stop borrowers from refinancing.
Tuesday, January 24, 2012Here's some bad news. By the time you heard on January 19th that mortgage rates hit an all-time record low, they had already jumped back up. That's because there is a two day delay between the survey data collection and the weekly announcement. The good news? Accunet can still offer you a slick rate by clicking on the blue button.
Tuesday, January 17, 201298.6% of our customers would recommend us to a friend, neighbor or coworker in 2011. Accuent Mortgage makes the process easy for our borrowers. And Accunet can offer the same rates as the big banks, but at closing costs that are typically $2,000 less.
Monday, January 16, 2012Rates are going up in 2 days. Why? Congress and President Obama are raising the fees charged by Fannie Mae, Freddie Mac, and FHA to pay for the temporary Payroll tax cut. Click on the Blue Button and lock in a low rate before they go up.
Tuesday, January 10, 2012Interest Rate hikes to be implemented on April 1st are actually being implemented this week leaving no time to dawdle. Lock in a great rate before the rates take a mandated jump.
Sunday, January 8, 2012On December 23rd, 2011 President Obama signed into law an extension of the payroll tax cut. President Obama touted Congress' success on the extension, but did not cover how Congress plans to pay for the extension. Listen today and get the real answer on how Congress plans to pay for the extension.
Tuesday, January 3, 2012Don't get fooled by a low rate, it is usually coupled with high closing costs. Get all the answers by clicking on the Blue Button.
Tuesday, January 3, 2012Congress went ahead and extended the payroll tax cut for the next two months. They decided to pay for it by increasing the fees Fannie Mae and Freddie Mac charge. Mortgage rates will increase on April 1st so stop procrastinating, and lock in a low rate before Congress steals your savings.
- December 2011
Tuesday, December 20, 2011This time of year brings back lots of memories. Last year at this time, the Grinch showed up and stole our low mortgage rates. It took over 9 months, and a global financial crisis for rates to get back to where they are today. Spend two minutes to fill out the blue button.
Tuesday, December 13, 2011When was the last time you received a Christmas present from Europe? Good news! Your present from across the pond has already arrived in the form of continued low mortgage rates. Take two minutes from your hectic shopping schedule to click on the Blue button for a no social security number mortgage check up. Get the gift that keeps on giving all year, every year, a lower rate mortgage from Accunet.
Sunday, December 11, 2011What affects your credit score? Will a new credit card hurt or help a credit score? Get these answers and more by listening today.
Tuesday, December 6, 2011Give yourself the gift that keeps on giving all year, every year, a brand new low rate from Accunet Mortgage.
Tuesday, December 6, 2011Standard & Poor's put fifteen of the seventeen Euro Zone countries on notice that they may get their credit ratings downgraded. The move by S&P puts more pressure on the Euro Zone leaders to come up with a solution once and for all on December 9th. A Euro Zone fix probably means higher mortgage rates over here in the US.
Sunday, December 4, 2011Euro Zone leaders convened this week to find a solution to their mounting pile of debt, and once again they've come up with a solution to the growing problem. I'll believe it when I see it put into action. This week Brian Wickert weighs in on how the news affected rates.
- November 2011
Tuesday, November 29, 2011The latest consumer confidence numbers are way up above expectations. This has the stock market up, which usually is not good for rates. Click on the blue button to find out how much Accunet can save you today.
Monday, November 28, 2011The Euro Zone is walking on Thin Ice, and the ice is melting quickly. Most investors are unwilling to lend money to the weak Euro Zone countries because they are unlikely pay back their debts. On the other hand, the United States has the flexibility to print money making our ability to pay our debts a smidgen short of guaranteed. This is keeping rates low here in the United States.
Tuesday, November 22, 2011Accunet has more choices than ever. Some people who are 2 years into their 30 year fixed do not want to go back to 30 year loan: Accunet can now do a 28 year loan, or a 26 year loan. Accunet can do any number of years that you could possibly want. Click on the Blue Button for your customized mortgage checkup.
Wednesday, November 16, 2011Let's say 2 years ago you locked into a 4.875% 30 year fixed rate on a $200,000 loan. You may be thinking rates aren't low enough to save money refinancing, and that is simply not true. Accunet could knock half a percent off that rate, and save you $7,900 in interest over the life of the loan. Click on the Blue Button for a personalized mortgage check up today.
Sunday, November 13, 2011If you bought a $200,000 house in both Milwaukee and Las Vegas in the year 2000, which home would be worth more now? Find out by listening today.
Wednesday, November 9, 2011The world is taking money out of Europe and putting it into American denominated debts which is good for mortgage rates. Click on the Blue Button to find out if you should refinance, and if the time is not right, Accunet will set you up a personalized rate watch.
Tuesday, November 8, 2011Bad European news is keeping rates nice and low in the United States. But here’s the problem - the United States Congress and the Budget Super Committee are next up in the crisis spotlight with a November 23rd deadline, and there’s no telling what will happen. So why gamble? Click on the Blue Button today for your personalized mortgage checkup.
Monday, November 7, 2011The United States budget crisis and the Greek debt crisis are strikingly similar. Yes, the health of Greece's government and economy is substantially more fragile than the United States. But both countries are spending more than they are earning, and political parties in both countries are divided on how to tackle the growing pile of debt. Congress' inability to come up with any meaningful debt compromise forced Standard & Poor's to drop the United State's credit rating from a AAA to AA+. If Greece's government cannot come up with a solution to their debt problems default could be in their future.
Wednesday, November 2, 2011Opportunity Alert - Mortgage rates were starting to creep up on news of a European Sovereign Debt fix, but the wheels have fallen off that bus, and mortgage rates are back down.
Wednesday, November 2, 2011As soon as things seemed to calm down in Greece, new troubles emerge. Greece decided to put the proposed debt fix to a vote, which most likely will not pass. This move caused a sharp decline in mortgage rates.
- October 2011
Sunday, October 30, 2011The Home Affordable Refinance Program (HARP) is designed to help homeowners who have lost the equity in their home refinance. Find out the requirements to qualify for the HARP by clicking on the blue button.
Tuesday, October 25, 2011The President's new plan is designed to help underwater homeowners refinance into lower interest rates. Homeowners in Wisconsin will not see the full benefits of this plan because home values have not dropped as much as markets such as Florida, Las Vegas, or Phoenix. Accunet can still help you take advantage of the new plan and potentially save you over $1,000 a year.
Sunday, October 23, 2011Economic Friction of Refinancing: How much does it cost to refinance? At Accunet Mortgage your economic friction could be as low as zero. Click on the Blue Button today for a personalized mortgage checkup to find out how much you can save.
Wednesday, October 19, 2011Don't flunk this pop quiz and lock in a great rate today.
Wednesday, October 19, 2011The best rule of thumb is to spend $1,000 or less to refinance for a yearly savings of $1,000. If you have a $200,000 loan you only need a 0.5% drop in rate to generate the $1,000 a year savings.
Tuesday, October 18, 2011The bigger the loan, the smaller the rule of thumb. Forget the old rule of thumb that you need to save 1% for it to make sense to refinance. For loan amounts of $200,000 and greater you only need to save 0.5% to save over $1,000 a year.
Tuesday, October 11, 2011As soon as rates went way down and hit records low, rates headed up by a lot. Accunet could still save you money, check how much you can save today.
Tuesday, October 11, 2011Since reaching record lows on October 6th, mortgage rates have done nothing but go UP. And when you heard finally heard about the record low rate of 3.94%, the data was already two days old. For more details, listen now.
Sunday, October 9, 2011On October 6th, media outlets touted rates hit their lowest levels ever at 3.94%, but that was only part of the story. Most outlets forgot to publish the important fact that borrowers had to pay 0.8 points to get that trophy rate. To compound confusion, the rates survey was referring to out of date data. All in all, by the time the 3.94% rate was published, it had already vanished, leaving most borrowers on shore with the refinance boat quickly sailing away.
Tuesday, October 4, 2011Worries over a Greek debt crisis and a stagnant US economy lowered mortgage rates over the past week. Find out how much Accunet can save you each month by clicking here.
Tuesday, October 4, 2011Down and up, up and down. This week mortgage rates are back down, and are changing frequently. Lock in your low rate today with Accunet Mortgage by clicking on the Blue Button.
Sunday, October 2, 2011The financial markets hung onto every word out of the Euro zone. As the outlook brightened in the early part of the week stock markets rallied. On Friday, stock markets gave up most of their gains as Euro zone's outlook worsened.
- September 2011
Sunday, September 25, 2011As rates hit genuine record lows, three obstacles block borrowers from refinancing: 1) When escrowing, Lenders will need to collect a full years of taxes at closing at this time of year. Three weeks after closing your original escrow account at your previous lender will be refunded back to you. 2) Home equity lines of credit will need to be subordinated with tighter lending constraints. 3) Appraisals are coming in lower than expected as property values continue to fall.
Tuesday, September 20, 2011Mortgages are commodities, so supply and demand is the number one rule. Demand for refinancing is high, and rates may not go a tick or two lower due to capacity issues at banks. Accunet can still deliver 3.99% on a 30-year fixed with half a point at 4.07% APR with all the right stuff.
Sunday, September 11, 2011Rates hit genuine record lows over the past week due to continued fear over a Greek debt crisis.
Tuesday, September 6, 2011Mortgage rates took an abrupt U-turn this week and headed back down. Speed on over to the blue button and see how much Accunet can save you.
Tuesday, September 6, 2011Bad Jobs report is good news for mortgage rates. Exactly 0 jobs were created in the US which helped mortgage rates tick downward.
Sunday, September 4, 2011The Federal Reserve is deeply divided on whether or not to help the wavering United States economy. In the meantime the Federal Reserve will start "Operation Twist." The Fed will begin selling their short-term treasuries and start buying longer-term treasuries to help lower longer term interest rates.
- August 2011
Tuesday, August 30, 2011After consecutive weeks of rates dropping, rates ticked up over the past week.
Tuesday, August 30, 2011Can you time the lowest point in the interest rate market? Even the fund manager of the largest bond fund mistimed the market. Check today to see if Accunet can save you thousands on your mortgage.
Sunday, August 21, 2011Rates reached their lowest levels ever, causing mortgage lenders to be a bit overwhelmed with inquiries. Brian offers his advice on effectively navigating an overwhelmed mortgage industry.
Sunday, August 7, 2011Standards and Poor's downgraded the United States debt rating from a AAA to a AA+. Standards and Poor's recommended 4 trillion dollars of spending cuts, while Congress only agreed to cut 2 trillion dollars of spending over the next 10 years.
- July 2011
Sunday, July 31, 2011As financial Armageddon approaches the United States, rates headed lower last week. The US economy grew at a sluggish rate making a small dent in unemployment if any.
Wednesday, July 27, 2011Still no resolution to the debt ceiling crisis, what’s a borrower supposed to do? Rates are still very favorable, click on the Blue Button to see what Accunet can do for you.
Wednesday, July 27, 2011Despite the very real threat of higher rates, Accunet can still offer a full menu of rates starting with the number 3. Get a rates in the 3’s while you still can.
Sunday, July 24, 2011Will the deadline to raise our debt ceiling be the first credit default in the history of the US? Standard & Poors, Moody’s and Fitch will all downgrade the United States’ AAA debt rating if we do not control our debt problem — and that means higher interest rates for everyone.
Tuesday, July 19, 2011August 2nd approaches, and a possible default facing America. Standard and Poors also put the United States on a Credit watch for possible downgrade if the debt ceiling is not raised. Don’t let the debt ceiling collapse on your noggin, click on the blue button today.
Tuesday, July 19, 2011If the United States Government fails to raise the debt ceiling, it could collapse on our heads. Standard and Poors put the US Federal Government on Credit watch over the debt crisis. A downgrade on the US credit rating would mean significantly higher rates.
Sunday, July 17, 2011The United States looks like a safe haven, and continues to be the least ugly option for people looking for a safe investment.
Thursday, July 14, 2011Bad news overseas and a dismal jobs report caused money to flow into United States Treasury bonds driving interest rates downward. Click on the Blue Button to see what Accunet can do for you today.
Tuesday, July 12, 2011Forget the old rule of thumb that rates need to drop by 1% to refinance. Click on the blue button today to see what Accunet can shake up for you.
Sunday, July 10, 2011Greece averted a debt crisis, and the United States got hit with a splash of cold water from a dismal jobs report. Rates are low while the United States struggles with increasing our debt ceiling. The US must increase their debt ceiling by August 2nd.
Monday, July 4, 2011Mortgage rates are up from last week due to Greek financial crisis resolution. But the old 1% rate drop rule of thumb no longer applies.
Sunday, July 3, 2011Greece on the brink of financial meltdown causing investors to take a Flight towards Quality. Investors flooded the United States bond market which drove rates downward. Last week Greece passed a plan to reduce their deficit which caused rates in the United States to track up significantly.
- June 2011
Sunday, June 26, 2011Brian gives a run down on the latest economic news — unemployment, gas prices, and economic stimulus plans. What does this mean for mortgages? Rates are a smidgen lower because of the Greek debt crisis and relatively poor economic news.
Sunday, June 19, 2011Brian joins Dan O'Donnell to explain why rates are at their lowest levels of 2011, and outline Greece's debt crisis. Also, unemployment and how it affects housing prices. Finally, Brian gives an update on rates at Accunet Mortgage.
Sunday, June 12, 2011Mortgage rates continue at their lowest levels of 2011, within shouting distance of their lowest levels in Fall 2010. Will rates go lower? Brian attempts to answer this age old question.
Sunday, June 5, 2011Home prices are down to their 2002 levels, but sales are still down after the tax buyer credit ended. Single family homes have an inventory at 8 months and condos have an inventory of 1.5 years.
- May 2011
Sunday, May 22, 2011Brian Wickert is joined by his 1st cousin Paul Wickert to go over the tax consequences when making upgrades and purchasing homes, and Paul attempts to tackle the Alternative Minimum Tax issue. Plus a local real estate market update.
- December 1969
Wednesday, December 31, 1969Home Sales are down this month and we discuss reasons why it may have been adversely affected this month.