Pay Off Your Credit Cards and Other Debts

No doubt about it - using the equity in your home to pay off your high interest credit cards and other debts can give you the monthly payment relief you're looking for. But if you do it more than once, it can really chew up the hard-earned equity you've built up.

Generally, you want to match the term of a loan with the "expected life" of the item(s) you're financing. In other words, long-term mortgages are best used to finance home improvements, education, and other long-term major purchases. Short-term mortgages (5 or 10 year loans) are better for things that will wear out and need to be replaced at about the same time the loan is paid off. That said, let Accunet run the numbers and help you decide whether you should:

leave your 1st mortgage alone and get a home equity line of credit or fixed-rate 2nd mortgage,
get a new first mortgage, or
some combination of the two.

There's usually more than one way to solve this puzzle, so the best next step is to simply call us toll free at 877-299-9797 or complete our FREE 1-minute mortgage checkup.

One of the things we pride ourselves on is our amazingly uncomplicated loan process. No appointments necessary, no need to come to an office, no unpleasant surprises, none of the hassle other lenders put you through. Just simple, straightforward personal attention and a timesaving, streamlined approach to the mortgage process. Learn more about us.

How does Accunet beat competitors? It's a clever combination of low rates, low fees, extreme convenience and relentlessly consistent customer communication.

If you're ready to apply, we offer three secure on-line application choices - a 1-minute mini-app, 7-minute streamlined application, and a 20-minute application where you can get a real, credit-verified approval within seconds of completing the form. Or you can use the simplest technology we know - the phone. Call toll free 877-299-9797.